CMS Price Transparency Data

Physical therapy (therapeutic exercise)

Facility: Loring Hospital

Billing Code: 97110 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$103

about 3.6× the $29 Medicare rate · typically $31–$198

modeled estimate · not a bill or quote

Medicare pays $29 Fair price $103 Cash price $137 Hospital's list price $171

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$120 - $171	413%
Blue Cross Blue Shieldmajor	$103 - $171	354%
Aetnamajor	$34 - $171	117%
Cignamajor	$164	564%
Humanamajor	$132 - $171	454%
HealthPartners	$103 - $166	354%
Molina	$158 - $171	544%
+ 8 smaller / regional plans	$51 - $171

Government programs also on file: Military & VA.

Excludes 1 rental-network / third-party entry (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 137), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 97110.

Insurance Before you use insurance

Call your insurance company to confirm Loring Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 97110.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Loring Hospital

Compare: Physical therapy (therapeutic exercise) at other IA hospitals

Insurance negotiated median for the same procedure, sorted lowest first.