CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Buena Vista Regional Medical Center

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 97750
  • Insurance Median: $53
  • Cash Discount Price: $44
  • vs. Medicare Baseline: 1.57x Medicare
The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Buena Vista Regional Medical Center is $53. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $44. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 1.57x the Medicare baseline. Located in 1525 West 5Th Street, Storm Lake, IA.
Cash / Self-Pay
$44

Average discount available for prompt cash payment at this facility.

Insurance Median
$53

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)
Cash / Self-Pay: $44 (130%)
Insurance Median: $53 (157%)
Cash: $44 (130% of Medicare)
Ins. Median: $53 (157% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $29 - $55 86%
Ambetter / Centene $29 - $55 86%
Blue Cross Blue Shield $29 - $55 86%
Champus $29 86%
Champva $29 86%
Health Partners $29 - $55 86%
Humana $29 - $55 86%
Iowa Health Advantage $29 - $55 86%
Medicare (plans) $29 - $55 86%
UnitedHealthcare $29 - $55 86%
Wellcare $29 - $55 86%
Wellpoint $29 - $55 86%
American Postal Workers $44 130%
Avera $47 139%
Cigna $50 148%
First Administrators $53 157%
Golden Rule $53 157%
Great West $53 157%
Healthscope $53 157%
Medical Associates $53 157%
Meritain $53 157%
Midlands Choice $53 157%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1525 West 5Th Street, Storm Lake, IA 50588
  • CMS Rating: ★★☆☆☆
  • Ownership Type: Government - Local
  • Hospital Type: Critical Access Hospitals