CMS Price Transparency Data

Hepatitis C antibody test

Facility: Cass County Memorial Hospital

Billing Code: 86803 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86803
Insurance Median: $48
Cash Discount Price: $78
vs. Medicare Baseline: 3.36x Medicare

The contracted insurance negotiated median rate for a Hepatitis C antibody test at Cass County Memorial Hospital is $48. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $78. Compared to the federal Medicare reimbursement reference rate of $14.27, this hospital’s rate is 3.36x the Medicare baseline. Located in 1501 East Tenth Street, Atlantic, IA.

Cash / Self-Pay

$78

Average discount available for prompt cash payment at this facility.

Insurance Median

$48

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$14.27

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $14.27 (100%)

Cash / Self-Pay: $78 (547%)

Insurance Median: $48 (336%)

Cash: $78 (547% of Medicare)

Ins. Median: $48 (336% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $14.27 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 336% of the Medicare baseline (a markup of 236%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$14 - $47	98%
Midlands Choice Medica Mcr	$22	154%
Wellmark Hmo	$44	308%
Triwest - All Plans	$46	322%
Aetna	$47 - $106	329%
Amerigroup Mcr Adv - All Other Plans	$47	329%
Medica Mcr Adv	$47	329%
Tricare	$47	329%
Va Ccn - All Plans	$47	329%
American Hlth Mcr Adv - All Plans	$48	336%
Iowa Total Care Mcaid	$48	336%
Iowa Total Care Mcr	$48	336%
Medicaid / KanCare	$48	336%
Molina Mcaid - All Plans	$48	336%
Wellmark Mcr Adv	$48	336%
Wellmark Ppo - All Other Plans	$48	336%
Iowa Total Care Comm - All Other Plans	$52	364%
Midlands Choice New Bus	$73	512%
Medica Comm - All Other Plans	$99	694%
Midlands Choice Pho (Ppo) - All Other Plans	$101	708%
Multiplan - All Plans	$106	743%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $78.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86803.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Cass County Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86803.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.