Skip to main content
Hospital Profile Critical Access Hospital Voluntary non-profit - Private Updated: 2026-07-14

St Anthony Regional Hospital & Nursing Home

311 South Clark Street, Carroll, IA 51401 · 113 Priced Procedures · 78% Patient Recommendation

CMS Overall Rating 2 / 5 Stars
Pillar 1 · The BaseRate™ CompositeHow 1.00× Fair BaseRate Works: Raw price averages unfairly penalize hospitals in high-wage cities or trauma centers treating sicker patients. We adjust for local CMS hospital wage levels and patient complexity first. A 1.00× score means right at the fair price average, 0.85× means 15% cheaper than fair market, and 1.30× means 30% above fair market.Above Fair Market · Negotiate
1.13×vs. Fair Market Price
Position vs. 1.00× Fair Price+13% Above Fair Price 1.00× (center of the bar) is the U.S. fair price average after accounting for local hospital wages and patient complexity. Left of center (<1.00×) is below fair price; right of center (>1.00×) is above fair price.

Typical commercial prices here are +13% above the fair benchmark (1.13×) even after accounting for local nurse/doctor wages and patient complexity.

Pillar 2 · VeriRate™ Data TrustHow VeriRate™ (0–100) Works: Hospitals are legally required to publish machine-readable price files, but some bury fake $0.01 numbers or omit cash discounts. VeriRate audits each file across 5 checks (hover any badge below to see what it tests).63/100 · Caution
63/100Self-Pay Cash Beats Insurance 14% of the Time
File Completeness100Provenance (File Completeness): Checks whether the hospital published a complete, up-to-date machine-readable price file with valid CPT and MS-DRG billing codes instead of leaving blanks.
Price Logic54Coherence (Price Logic): Checks whether the hospital’s numbers make basic sense — e.g., self-pay cash price is lower than gross list price, with no fake $0.01 or $999,999 placeholder numbers.
Peer Alignment57Concordance (Peer Alignment): Checks whether reported prices sit in a realistic range compared to Medicare and nearby hospitals rather than wild 100× unit errors.
Clean Billing87Regularity (Clean Billing): Checks whether rates are structured consistently across procedures without erratic statistical spikes or hidden unbundled facility fees.
Real Cash Discount6Cash Honesty (Real Cash Discount): Checks whether the hospital offers a genuine self-pay cash discount that beats or matches commercial insurance rates instead of billing full sticker price.
Pillar 3 · Clinical Quality & ER SpeedChecks whether higher hospital prices actually buy better clinical quality — combining CMS Star Ratings, hospital safety scores, and emergency room wait times.High Quality · Fair Price
CMS Star Rating5/5 StarsOfficial CMS Overall Hospital Quality Star Rating (1 to 5 stars) summarizing mortality, safety of care, readmissions, and patient experience.
Safety Score72/100Composite patient safety score (0–100) derived from CMS hospital-acquired infection rates (CLABSI, CAUTI, MRSA, C. diff), surgical complications, and HCAHPS surveys.
Typical ER Wait132 minMedian minutes patients spent in the emergency department before leaving from the visit, as reported to CMS Timely and Effective Care.

5-Star CMS clinical quality rating paired with 1.13× fair market pricing.

Behavioral Pricing FingerprintMedian-Gamed · High Captive Markup

Loss-Leader / Captive Ancillary Cross-Subsidizer

St Anthony Regional Hospital & Nursing Home prices routine shoppable procedures near 1.6× Medicare (p50 0.98×) while skewing captive emergency, lab, and upper-quartile codes to 1.9× Medicare (p75 1.60×, +63% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.

#44 of 87 in IA · 49th State Percentile#1,786 of 3,385 in U.S. · 52nd National Percentile
Advantage

Where They're Good (Patient & Payer Edge)

  • Bottom-quartile procedures (Q25) price at 0.68× the peer BaseRate benchmark
  • Self-pay cash beats commercial insurance on 14% of shoppable procedures (25/100 Cash Honesty)
  • 2-Star CMS clinical rating with 78% patient recommendation (72/100 safety score)
  • IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (41.0% AGB cap)
Watchout

Where You Can Get Burned (Markup Traps)

  • Even at low-cost facilities (1.13× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
  • Captive ER (1.3×) & laboratory (2.7×) services average 1.19× higher multiples than routine shoppable care (1.6×)
  • Upper-quartile procedures (Q75 1.60×) jump +63% above the median procedure ratio (Q50 0.98×)
  • Consolidated metro market (HHI 9,321) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Front-Door ShoppableElective / Imaging
1.6× Medicare

Pre-scheduled outpatient procedures where patients can comparison-shop.

Back-Door Captive & ER1.19× Divergence
1.9× Medicare

Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.

Quantile Tail Spread+63% Upper Tail
Q25 0.68× · Q50 0.98× · Q75 1.60×

Detects median-gaming when upper-quartile codes spike above the p50 median.

Select any lens to inspect department markups, federal cost accounting, or insurer discounts.
Department & Integrity Multiples (vs. CMS Medicare Cost Anchor) Green ≤1.3× · Teal 1.3–1.8× · Amber 1.8–2.5× · Rose >2.5×
Front-Door Shoppable CareFront-Door Shoppable
1.6× MedicareGood
Outpatient Surgery & ORBack-Door Captive
0.7× MedicareGood
Diagnostic Imaging (CT/MRI)Front-Door Shoppable
1.9× MedicareGood
Back-Door Captive ER VisitsBack-Door Captive
1.3× MedicareGood
Inpatient Lab & PathologyBack-Door Captive
2.7× MedicareFair
Specialty & Infusion Drugs (J-Codes)Back-Door Captive
1.4× MedicareGood
Self-Pay Cash Honesty & 501(r)Integrity & Outcomes
14% Cash Edge · 25/100Watchout
CMS Clinical Safety & Star ValueIntegrity & Outcomes
2 CMS · 72/100Fair

Procedure Prices at St Anthony Regional Hospital & Nursing Home

High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 113 published procedures.

Sort:
Procedure & Billing Code This Hospital vs. Fair
Hip or knee replacement (inpatient stay)
MS-DRG Code: 470
$27,043 1.4×
MRI, lower back (no contrast)
CPT Code: 72148
$3,963 11.7×
Total hip replacement
CPT Code: 27130
$3,674 0.3×
Total knee replacement
CPT Code: 27447
$3,670 0.3×
Trauma team activation
HCPCS Code: G0390
$3,160 2.2×
CT scan, neck (cervical spine)
CPT Code: 72125
$2,667 15.8×
C-section delivery (full package)
CPT Code: 59510
$2,573 0.9×
CT scan, lower back (lumbar spine)
CPT Code: 72131
$2,458 14.6×
Vaginal delivery (full package)
CPT Code: 59400
$2,402 0.9×
Blood transfusion
CPT Code: 36430
$1,379 unverified
CT scan, abdomen and pelvis (with contrast)
CPT Code: 74177
$1,094 2.4×
CT scan, pelvis
CPT Code: 72192
$1,094 unverified
CT scan, abdomen and pelvis (no contrast)
CPT Code: 74176
$1,094 unverified
MRI, knee or other leg joint
CPT Code: 73721
$1,032 unverified
Gallbladder removal (laparoscopic)
CPT Code: 47562
$892 0.1×
MRI, brain (no contrast)
CPT Code: 70551
$725 2.1×
MRI, brain (with and without contrast)
CPT Code: 70553
$725 1.4×
Knee arthroscopy with meniscus repair
CPT Code: 29881
$743 0.2×
Inguinal hernia repair
CPT Code: 49505
$629 0.2×
Breast lump removal
CPT Code: 19120
$573 0.1×
CT scan, head (no contrast)
CPT Code: 70450
$505 3.2×
CT scan, head (with contrast)
CPT Code: 70460
$505 2.1×
CT scan, head (with and without contrast)
CPT Code: 70470
$505 2.0×
Echocardiogram (heart ultrasound)
CPT Code: 93306
$436 0.7×
Rabies immune globulin
HCPCS Code: 90375
$348 1.1×
Showing top 25 high-impact procedures of 113 total
Inline Bill X-Ray & 501(r) Calculator 501(c)(3) Nonprofit · Free Care ≤200% FPL · AGB Cap 41.0%

Audit a Bill or Quote at St Anthony Regional Hospital & Nursing Home (Zero PHI Required)

CMS CCN: 161382
CPT 470
Fair BaseRate™ $19,432
Medicare Rate $14,044
Self-Pay Cash $71,063
Insurer Median $27,043
Pre-filled with St Anthony Regional Hospital & Nursing Home’s charged/list benchmark
Screened against 2026 HHS Federal Poverty Guidelines
2026 FPL: $15,650 + $5,500 per additional person
Step 1 · 501(r) Charity Care Check 501(r) AGB Cap: $29,136 (274% FPL)

Statutory 501(r) AGB Cap Limits Bill to $29,136

At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (41.0% of gross = $29,136).

Step 2 · Cash vs. Insurance Arbitrage Published Cash: $71,063

Compare Prompt-Pay Cash Rate Against Remaining Deductible

St Anthony Regional Hospital & Nursing Home's published 45 CFR § 180 self-pay cash rate is $71,063 (vs. $27,043 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.

Step 3 · Fair BaseRate Target +$51,631 Above Fair BaseRate

Negotiate Toward $19,432 Fair BaseRate ($14,044 Medicare)

Your bill ($71,063) is $51,631 above the denoised Fair BaseRate ($19,432) and 5.1× the $14,044 Medicare rate.

1-Click Factual Dispute Summary: Copy a citation-backed benchmark memo (with CMS CCN, CPT code, Medicare reference, Fair BaseRate, and 26 U.S.C. § 501(r) calculations) to paste into patient-portal messages or billing appeals.
IRS Form 990 Schedule H & 26 U.S.C. § 501(r) 501(c)(3) Nonprofit Hospital

Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)

EIN: 420733472
Filing Period: 194603
Free Care Eligibility BenchmarkUp to 200% FPL100% charity write-off income threshold
Discounted Care EligibilityUp to 400% FPLSliding-scale & AGB billing cap tier
Charity Care Share of ExpensesSee Schedule HNet community financial assistance reported
26 U.S.C. § 501(r)(5) AGB Benchmark Method: lookback_commercial_median

Hospital-Specific CMS HCRIS Benchmark (41.0% of gross charges)

Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.

Screen your household size, income, and itemized CPT codes against 2026 HHS Federal Poverty Guidelines: Calculate Your 501(r) Cap Above ↑
CMS Care Compare Public Quality Record

Clinical Quality, Patient Experience & Infection Benchmarks

CMS Overall5/5 Stars (5/5)
Safety Composite72/100
Would Recommend78%
Rated 9 or 10 (HCAHPS)81%
Median ER Wait132 min
30-Day Mortality vs U.S.worse
Unplanned Readmissionsame
Hip/Knee Complication Rate4.3%

Healthcare-Associated Infections (CDC NHSN / CMS HAI)

1.00 SIR = National Predicted Baseline (Lower Is Safer)
C. diff Hospital-Onset Infectionsame

Source: CMS Hospital Care Compare (258 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.

Care-Setting Arbitrage, Bilateral SVD Insurer Leverage & Regional Alternatives

How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings

Regional Value & Quality Leader Pareto Frontier (Price + Quality)

2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Anthony Regional Hospital & Nursing Home.

Price Index: 0.76× regional baseline
Quality: 64/100 CMS composite
Median Household Income$68,528U.S. Census ACS
Local Uninsured Share2.5%Regional ACS estimate
200% FPL (1 Person)$31,920Common free-care ceiling
400% FPL (Family of 4)$128,600Common AGB cap ceiling
45 CFR § 180 Primary-Source Lineage & Federal Verification VeriRate 63/100 · Caution CMS CCN 161382 EIN 420733472

Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings

Published MRF FileReports.aspx
Publication / Vintage2026-07-14 · 48.48 MB
Validated Rate Rows1,916 (CMS v3.0.0)
File Integrity Digest8887265b708ef17b7d5a…

Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.