St Anthony Regional Hospital & Nursing Home
311 South Clark Street, Carroll, IA 51401 · 113 Priced Procedures · 78% Patient Recommendation
Typical commercial prices here are +13% above the fair benchmark (1.13×) even after accounting for local nurse/doctor wages and patient complexity.
5-Star CMS clinical quality rating paired with 1.13× fair market pricing.
Loss-Leader / Captive Ancillary Cross-Subsidizer
St Anthony Regional Hospital & Nursing Home prices routine shoppable procedures near 1.6× Medicare (p50 0.98×) while skewing captive emergency, lab, and upper-quartile codes to 1.9× Medicare (p75 1.60×, +63% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Bottom-quartile procedures (Q25) price at 0.68× the peer BaseRate benchmark
- Self-pay cash beats commercial insurance on 14% of shoppable procedures (25/100 Cash Honesty)
- 2-Star CMS clinical rating with 78% patient recommendation (72/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (41.0% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (1.13× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.3×) & laboratory (2.7×) services average 1.19× higher multiples than routine shoppable care (1.6×)
- Upper-quartile procedures (Q75 1.60×) jump +63% above the median procedure ratio (Q50 0.98×)
- Consolidated metro market (HHI 9,321) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at St Anthony Regional Hospital & Nursing Home
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 113 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $27,043 | 1.4× |
| MRI, lower back (no contrast) CPT Code: 72148 | $3,963 | 11.7× |
| Total hip replacement CPT Code: 27130 | $3,674 | 0.3× |
| Total knee replacement CPT Code: 27447 | $3,670 | 0.3× |
| Trauma team activation HCPCS Code: G0390 | $3,160 | 2.2× |
| CT scan, neck (cervical spine) CPT Code: 72125 | $2,667 | 15.8× |
| C-section delivery (full package) CPT Code: 59510 | $2,573 | 0.9× |
| CT scan, lower back (lumbar spine) CPT Code: 72131 | $2,458 | 14.6× |
| Vaginal delivery (full package) CPT Code: 59400 | $2,402 | 0.9× |
| Blood transfusion CPT Code: 36430 | $1,379 | unverified |
| CT scan, abdomen and pelvis (with contrast) CPT Code: 74177 | $1,094 | 2.4× |
| CT scan, pelvis CPT Code: 72192 | $1,094 | unverified |
| CT scan, abdomen and pelvis (no contrast) CPT Code: 74176 | $1,094 | unverified |
| MRI, knee or other leg joint CPT Code: 73721 | $1,032 | unverified |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $892 | 0.1× |
| MRI, brain (no contrast) CPT Code: 70551 | $725 | 2.1× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $725 | 1.4× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $743 | 0.2× |
| Inguinal hernia repair CPT Code: 49505 | $629 | 0.2× |
| Breast lump removal CPT Code: 19120 | $573 | 0.1× |
| CT scan, head (no contrast) CPT Code: 70450 | $505 | 3.2× |
| CT scan, head (with contrast) CPT Code: 70460 | $505 | 2.1× |
| CT scan, head (with and without contrast) CPT Code: 70470 | $505 | 2.0× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $436 | 0.7× |
| Rabies immune globulin HCPCS Code: 90375 | $348 | 1.1× |
Audit a Bill or Quote at St Anthony Regional Hospital & Nursing Home (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $29,136
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (41.0% of gross = $29,136).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
St Anthony Regional Hospital & Nursing Home's published 45 CFR § 180 self-pay cash rate is $71,063 (vs. $27,043 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,432 Fair BaseRate ($14,044 Medicare)
Your bill ($71,063) is $51,631 above the denoised Fair BaseRate ($19,432) and 5.1× the $14,044 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Hospital-Specific CMS HCRIS Benchmark (41.0% of gross charges)
Under 26 U.S.C. § 501(r)(5), a tax-exempt hospital organization may not bill FAP-eligible patients more than Amounts Generally Billed (AGB) to individuals with insurance covering emergency or medically necessary care. Derived from this facility’s reported CMS HCRIS cost-to-charge & insurer allowance filings. Verify your exact Financial Assistance Policy (FAP) determination directly with the billing office.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)Source: CMS Hospital Care Compare (258 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for St Anthony Regional Hospital & Nursing Home.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.