Winnmed
901 Montgomery Street, Decorah, IA 52101 · 120 Priced Procedures · 78% Patient Recommendation
Typical commercial prices here are 39% below the fair benchmark (0.61×) after accounting for local nurse/doctor wages and patient complexity.
4-Star CMS clinical quality rating paired with 0.61× fair market pricing.
Uniform Value Leader · Low-Cost Across Departments
Winnmed maintains low, disciplined commercial pricing across both routine shoppable procedures (0.7× Medicare, p50 0.47× Fair BaseRate) and emergency/ancillary services (1.3× Medicare, p75 0.97× Fair BaseRate). Both insured and self-pay patients benefit from below-benchmark rates across departments.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 39% below peer Fair BaseRate (0.61×)
- Self-pay cash beats commercial insurance on 40% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 78% patient recommendation (74/100 safety score)
- Binding Good Faith Estimate rights under 45 CFR § 149.610 protect self-pay patients before scheduling
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.61× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.0×) & laboratory (1.1×) services average 1.86× higher multiples than routine shoppable care (0.7×)
- Upper-quartile procedures (Q75 0.97×) jump +106% above the median procedure ratio (Q50 0.47×)
- Unnegotiated chargemaster list prices average 6.4× Medicare (23¢ true HCRIS cost per $1 gross)
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
Procedure Prices at Winnmed
High-impact clinical procedures (MRIs, surgeries, inpatient stays, visits) are prioritized first. Use the category pills or search bar to filter all 120 published procedures.
| Procedure & Billing Code | This Hospital | vs. Fair |
|---|---|---|
| Hip or knee replacement (inpatient stay) MS-DRG Code: 470 | $24,172 | 1.2× |
| Digestive disorders treatment (inpatient stay) MS-DRG Code: 392 | $11,026 | 1.3× |
| Sepsis treatment (inpatient stay) MS-DRG Code: 871 | $10,487 | 0.5× |
| Total hip replacement CPT Code: 27130 | $3,705 | 0.3× |
| Total knee replacement CPT Code: 27447 | $3,705 | 0.3× |
| Sleep study (overnight, in lab) CPT Code: 95810 | $2,822 | 2.8× |
| C-section delivery (full package) CPT Code: 59510 | $2,512 | 0.8× |
| Vaginal delivery (full package) CPT Code: 59400 | $2,275 | 0.8× |
| Gallbladder removal (laparoscopic) CPT Code: 47562 | $1,851 | 0.3× |
| Trauma team activation HCPCS Code: G0390 | $1,180 | 0.8× |
| Blood transfusion CPT Code: 36430 | $1,129 | unverified |
| Ultrasound, leg veins (duplex) CPT Code: 93970 | $821 | 3.0× |
| Cataract surgery with lens implant CPT Code: 66984 | $810 | 0.3× |
| Hepatitis B immune globulin HCPCS Code: 90371 | $649 | 4.3× |
| Rabies immune globulin HCPCS Code: 90375 | $613 | 1.9× |
| Echocardiogram (heart ultrasound) CPT Code: 93306 | $581 | 1.0× |
| Knee arthroscopy with meniscus repair CPT Code: 29881 | $587 | 0.2× |
| Bunion correction surgery CPT Code: 28296 | $583 | 0.2× |
| Inguinal hernia repair CPT Code: 49505 | $560 | 0.2× |
| Breast lump removal CPT Code: 19120 | $442 | 0.1× |
| Colonoscopy with biopsy CPT Code: 45380 | $285 | 0.2× |
| Neurobehavioral status check CPT Code: 96116 | $304 | unverified |
| Colonoscopy (diagnostic) CPT Code: 45378 | $238 | 0.2× |
| MRI, brain (with and without contrast) CPT Code: 70553 | $186 | 0.4× |
| Speech therapy (language evaluation) CPT Code: 92507 | $143 | 1.7× |
Audit a Bill or Quote at Winnmed (Zero PHI Required)
Above Standard 400% FPL Financial-Assistance Ceiling
At 274% FPL, you exceed the standard 400% FPL tier, though medical-hardship caps (when bills exceed 10% of annual income) may still apply.
Self-Pay Cash Rate ($24,172) Beats Your Bill
Winnmed's published 45 CFR § 180 self-pay cash rate is $24,172 (vs. $24,172 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $19,432 Fair BaseRate ($14,044 Medicare)
Your bill ($34,532) is $15,100 above the denoised Fair BaseRate ($19,432) and 2.5× the $14,044 Medicare rate.
Financial Assistance Policy (FAP) & Amounts Generally Billed (AGB)
Public IRS & CMS ownership records classify Winnmed as a non-501(c)(3) facility. Federal 26 U.S.C. § 501(r) statutory charity-care caps apply specifically to tax-exempt nonprofit hospitals, though state hospital fair-pricing statutes and prompt-pay self-pay discounts may still apply.
Clinical Quality, Patient Experience & Infection Benchmarks
Healthcare-Associated Infections (CDC NHSN / CMS HAI)
1.00 SIR = National Predicted Baseline (Lower Is Safer)CMS Price Transparency Administrative Enforcement Log
Factual public administrative actions published by the Centers for Medicare & Medicaid Services regarding 45 CFR § 180 compliance at Winnmed. Prior administrative notices do not necessarily reflect current compliance status.
- 2024-04-01·administrative_or_closure
Met Requirements
Recorded - 2023-06-01·administrative_or_closure
Closure Notice
Recorded - 2023-02-17·warning_notice
Warning Notice
Recorded
Source: CMS Hospital Care Compare (232 completed HCAHPS patient surveys). Clinical quality metrics summarize historical facility-wide cohorts and are not medical advice for individual care decisions.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
2D regional comparison of commercial negotiated price index against CMS clinical quality composite for Winnmed.
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.