CMS Price Transparency Data

Physical therapy (manual therapy)

Facility: West Valley Medical Center

Billing Code: 97140 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97140
Insurance Median: $90
Cash Discount Price: $262
vs. Medicare Baseline: 3.25x Medicare

The contracted insurance negotiated median rate for a Physical therapy (manual therapy) at West Valley Medical Center is $90. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $262. Compared to the federal Medicare reimbursement reference rate of $27.72, this hospital’s rate is 3.25x the Medicare baseline. Located in 1717 Arlington Street, Caldwell, ID.

Cash / Self-Pay

$262

Average discount available for prompt cash payment at this facility.

Insurance Median

$90

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$27.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $27.72 (100%)

Cash / Self-Pay: $262 (945%)

Insurance Median: $90 (325%)

Cash: $262 (945% of Medicare)

Ins. Median: $90 (325% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $27.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 325% of the Medicare baseline (a markup of 225%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$22 - $2,782	79%
Molina	$22 - $26	79%
Humana	$23 - $220	83%
Regence Blue Shield	$23 - $26	83%
St Luke'S Health Partners	$23 - $170	83%
Veteran'S Administration	$23 - $26	83%
United	$24 - $156	87%
Regence	$62	224%
Select Health Idaho (Eirmc Only)	$84	303%
Corizon Health	$97	350%
True Blue	$103	372%
Cigna	$147	530%
Pacificsource Health	$156	563%
Moda	$163	588%
Aetna	$207	747%
Four Rivers Hospice	$210	758%
Multiplan	$210	758%
Geha Ppo Usa	$223	804%
Coventry First Health	$236	851%
St Alphonsus Health	$236	851%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $262.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97140.

Insurance In-Network Protection Plan

Contact your insurance company to confirm West Valley Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97140.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.