CMS Price Transparency Data

Blood test, vitamin B12

Facility: Kootenai Health

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82607
Insurance Median: $105
Cash Discount Price: $107
vs. Medicare Baseline: 6.96x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Kootenai Health is $105. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $107. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 6.96x the Medicare baseline. Located in 2003 Kootenai Health Way, Coeur D'Alene, ID.

Cash / Self-Pay

$107

Average discount available for prompt cash payment at this facility.

Insurance Median

$105

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)

Cash / Self-Pay: $107 (710%)

Insurance Median: $105 (696%)

Cash: $107 (710% of Medicare)

Ins. Median: $105 (696% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 696% of the Medicare baseline (a markup of 596%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9 - $130	60%
Magellan	$13 - $17	86%
Wellpoint	$13 - $17	86%
Coordinated Care Of Washington	$14	93%
Molina Healthcare Of Idaho	$14 - $53	93%
Molina Healthcare Of Washington	$14	93%
Blue Cross Blue Shield	$15 - $159	99%
Humana	$15	99%
Pacificsource	$15 - $33	99%
Premera	$15 - $89	99%
Regence Blue Shield Of Idaho	$15	99%
Aetna	$16 - $120	106%
Group Health/Kaiser	$54	358%
Mountain Health Co-Op	$98 - $112	650%
Cigna	$104 - $120	690%
First Choice Health (Ameriben)	$108 - $125	716%
Interwest Health	$108 - $122	716%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $107.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82607.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kootenai Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82607.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.