CMS Price Transparency Data

CT scan, sinuses

Facility: Kootenai Health

Billing Code: 70486 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70486
Insurance Median: $117
Cash Discount Price: $1,167
vs. Medicare Baseline: 1.10x Medicare

The contracted insurance negotiated median rate for a CT scan, sinuses at Kootenai Health is $117. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,167. Compared to the federal Medicare reimbursement reference rate of $106.81, this hospital’s rate is 1.10x the Medicare baseline. Located in 2003 Kootenai Health Way, Coeur D'Alene, ID.

Cash / Self-Pay

$1,167

Average discount available for prompt cash payment at this facility.

Insurance Median

$117

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$106.81

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $106.81 (100%)

Cash / Self-Pay: $1,167 (1093%)

Insurance Median: $117 (110%)

Cash: $1,167 (1093% of Medicare)

Ins. Median: $117 (110% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $106.81 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Coordinated Care Of Washington	$25 - $82	23%
Molina Healthcare Of Idaho	$25 - $576	23%
Molina Healthcare Of Washington	$25 - $82	23%
Blue Cross Blue Shield	$38 - $1,400	36%
Humana	$38 - $119	36%
Pacificsource	$38 - $1,275	36%
Premera	$38 - $962	36%
Regence Blue Shield Of Idaho	$38 - $119	36%
UnitedHealthcare	$38 - $1,400	36%
Aetna	$40 - $1,291	37%
Group Health/Kaiser	$73 - $389	68%
Magellan	$79 - $117	74%
Wellpoint	$79 - $117	74%
Mountain Health Co-Op	$1,206	1129%
Cigna	$1,274 - $1,293	1193%
Interwest Health	$1,323	1239%
First Choice Health (Ameriben)	$1,327 - $1,348	1242%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,167.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70486.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kootenai Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70486.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.