CMS Price Transparency Data

Culture, blood

Facility: Nell J Redfield Memorial Hospital

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $74
Cash Discount Price: $123
vs. Medicare Baseline: 7.17x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Nell J Redfield Memorial Hospital is $74. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $123. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 7.17x the Medicare baseline. Located in 150 North 200 West, Malad City, ID.

Cash / Self-Pay

$123

Average discount available for prompt cash payment at this facility.

Insurance Median

$74

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $123 (1192%)

Insurance Median: $74 (717%)

Cash: $123 (1192% of Medicare)

Ins. Median: $74 (717% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 717% of the Medicare baseline (a markup of 617%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Regence Bs Comm - All Other Plans	$15	145%
UnitedHealthcare	$15 - $123	145%
Bc Comm - All Other Plans	$55	533%
Regence Bs Mcr	$72	698%
Bc Mcr Adv	$73	707%
Choicecare Mcr Adv	$73	707%
Aetna	$74 - $119	717%
Pacificsource Mcr Adv - All Plans	$75	727%
University Of Ut - All Plans	$116	1124%
Choicecare Ppo - All Other Plans	$123	1192%
Town & Country - All Plans	$123	1192%
Brightpath Select Hlth - All Plans	$130	1260%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $123.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Nell J Redfield Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.