CMS Price Transparency Data

Total knee replacement

Facility: Steele Memorial Medical Center

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 27447
Insurance Median: $3,044
Cash Discount Price: $3,042
vs. Medicare Baseline: 0.23x Medicare

The contracted insurance negotiated median rate for a Total knee replacement at Steele Memorial Medical Center is $3,044. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $3,042. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.23x the Medicare baseline. Located in 203 South Daisy Street, Salmon, ID.

Cash / Self-Pay

$3,042

Average discount available for prompt cash payment at this facility.

Insurance Median

$3,044

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)

Cash / Self-Pay: $3,042 (23%)

Insurance Median: $3,044 (23%)

Cash: $3,042 (23% of Medicare)

Ins. Median: $3,044 (23% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Interwest Health - All Plans	$962	7%
Select Health Inc - All Other Plans	$1,002 - $3,620	8%
Aetna	$1,058 - $3,620	8%
Pacific Source Mcr Adv	$1,058 - $1,791	8%
Windsor Hp Mcr Adv - All Plans	$1,058 - $1,791	8%
Select Health Mcr Adv	$1,068 - $1,809	8%
Blue Cross Blue Shield	$1,216 - $3,810	9%
UnitedHealthcare	$1,305 - $3,620	10%
Liberty Healthshare - All Plans	$1,692 - $3,044	13%
Pacific Source - All Other Plans	$3,429	26%
Cigna	$3,513	27%
Mountain Health Co-Op - All Plans	$3,620	28%
Regence Blue Shield - All Plans	$3,620	28%
Multiplan - All Plans	$3,734 - $4,216	28%
Three Rivers - All Plans	$3,734	28%
Ichn, Llc - All Plans	$3,810 - $4,302	29%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $3,042.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 27447.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Steele Memorial Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 27447.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.