CMS Price Transparency Data

Bunion correction surgery

Facility: Caribou Medical Center

Billing Code: 28296 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 28296
Insurance Median: $1,052
Cash Discount Price: $1,166
vs. Medicare Baseline: 0.31x Medicare

The contracted insurance negotiated median rate for a Bunion correction surgery at Caribou Medical Center is $1,052. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,166. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.31x the Medicare baseline. Located in 300 South 3Rd West, Soda Springs, ID.

Cash / Self-Pay

$1,166

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,052

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,166 (35%)

Insurance Median: $1,052 (31%)

Cash: $1,166 (35% of Medicare)

Ins. Median: $1,052 (31% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$158 - $1,067	5%
Humana	$455	14%
Pacific Source Mcr Adv	$455	14%
Regence Blue Shield Mcr	$455	14%
Select Health Mcr Adv	$455	14%
Blue Cross Blue Shield	$523 - $1,089	16%
Cigna	$773	23%
Select Health-All Other Plans	$914	27%
Montana Health Co-Op-All Plans	$1,037	31%
Bc Qualified Hp (Qhp)	$1,089	33%
Select Health/Bright Path Mcr Adv	$1,126	34%
Regence Blue Shield-All Other Plans	$1,263	38%
First Choice Health-All Plans	$1,498	45%
Pacific Source-All Other Plans	$1,615	48%
UnitedHealthcare	$1,632	49%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,166.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 28296.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Caribou Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 28296.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.