CMS Price Transparency Data

Orthotic fitting and training

Facility: St Luke's McCall

Billing Code: 97760 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97760
Insurance Median: $103
Cash Discount Price: $114
vs. Medicare Baseline: 2.23x Medicare

The contracted insurance negotiated median rate for a Orthotic fitting and training at St Luke's McCall is $103. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $114. Compared to the federal Medicare reimbursement reference rate of $46.09, this hospital’s rate is 2.23x the Medicare baseline. Located in 1000 State Street, McCall, ID.

Cash / Self-Pay

$114

Average discount available for prompt cash payment at this facility.

Insurance Median

$103

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$46.09

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $46.09 (100%)

Cash / Self-Pay: $114 (247%)

Insurance Median: $103 (223%)

Cash: $114 (247% of Medicare)

Ins. Median: $103 (223% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $46.09 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 223% of the Medicare baseline (a markup of 123%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Commercial [1028]	$66 - $109	143%
Medicare (plans)	$66 - $67	143%
Veterans Affairs [1056]	$66	143%
Blue Cross Blue Shield	$67 - $100	145%
Aetna	$73 - $108	158%
Moda [1055]	$100	217%
Cigna	$106	230%
Providence [1022]	$106	230%
Pacificsource [1020]	$107	232%
First Health [1064]	$108	234%
Webtpa [1071]	$108	234%
Geha [1065]	$109	236%
United Medical Resources [1051]	$109	236%
UnitedHealthcare	$109	236%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $114.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97760.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's McCall is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97760.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.