CMS Price Transparency Data

MRI, brain (no contrast)

Facility: Clearwater Valley Hospital & Clinics

Billing Code: 70551 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70551
Insurance Median: $1,044
Cash Discount Price: $794
vs. Medicare Baseline: 4.28x Medicare

The contracted insurance negotiated median rate for a MRI, brain (no contrast) at Clearwater Valley Hospital & Clinics is $1,044. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $794. Compared to the federal Medicare reimbursement reference rate of $243.77, this hospital’s rate is 4.28x the Medicare baseline. Located in 301 Cedar Street, Orofino, ID.

Cash / Self-Pay

$794

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,044

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$243.77

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $243.77 (100%)

Cash / Self-Pay: $794 (326%)

Insurance Median: $1,044 (428%)

Cash: $794 (326% of Medicare)

Ins. Median: $1,044 (428% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $243.77 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 428% of the Medicare baseline (a markup of 328%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$58 - $1,741	24%
Humana	$65 - $1,876	27%
Nimiipuu Mcr Adv-All Plans	$65 - $1,055	27%
Regence Blue Shield Mcr	$65 - $1,044	27%
Veterans Amin-All Plans	$65 - $1,044	27%
Pacific Source - All Plans	$67 - $1,044	27%
Blue Cross Blue Shield	$75 - $1,521	31%
Aetna	$104 - $1,799	43%
UnitedHealthcare	$122	50%
Idaho Phys Network-All Plans	$175 - $1,837	72%
Multiplan / Phcs-All Plans	$177 - $1,876	73%
Geha-All Plans	$178 - $1,895	73%
First Choice-All Plans	$180 - $1,895	74%
Corizon Correctnal Med-All Plans	$201 - $1,412	82%
Regence Blue Shield-All Other Plans	$1,934	793%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $794.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70551.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Clearwater Valley Hospital & Clinics is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70551.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.