Colonoscopy with biopsy
Facility: St Mary's Hospital
Billing Code: 45380 (CPT)
This hospital's typical commercial price is $309 compared to the $326 fair price benchmark.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
One of the lower prices — 5 of 8 other ID hospitals charge more for the same procedure.
Black dot = this hospital, among the 9 ID hospitals with a price for this procedure. Full list below.
A fair price for a Colonoscopy with biopsy is about $326 (about 0.3× the $1,223 Medicare rate). St Mary's Hospital charges insurers about $309, or about $361 in cash — about the fair price. Located in Cottonwood, ID.
What each insurance company pays
Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.
3 of 6 major insurers have a published price at this hospital
Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.
| Insurance company | Price range | vs. Medicare |
|---|---|---|
| UnitedHealthcaremajor | $166 - $450 | 14% |
| Blue Cross Blue Shieldmajor | $166 - $329 | 14% |
| Aetnamajor | $266 | 22% |
| GEHA | $467 | 38% |
| + 4 smaller / regional plans | $166 - $471 |
Self-Pay How to get the cash price
Insurance Before you use insurance
Estimate your out-of-pocket cost
A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.
Other Procedures at St Mary's Hospital
Compare: Colonoscopy with biopsy at other ID hospitals
- Nell J Redfield Memorial Hospital · Malad City $169
- Teton Valley Hospital · Driggs $283
- Clearwater Valley Hospital & Clinics · Orofino $309
- Caribou Medical Center · Soda Springs $335
- Kootenai Health · Coeur D'Alene $343
- Eastern Idaho Regional Medical Center · Idaho Falls $384
- Benewah Community Hospital · Saint Maries $413
- Lost Rivers Medical Center · Arco $442
Insurance negotiated median for the same procedure, sorted lowest first.
Audit a Bill or Quote at St Mary's Hospital (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $175
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $175).
Self-Pay Cash Rate ($361) Beats Your Bill
St Mary's Hospital's published 45 CFR § 180 self-pay cash rate is $361 (vs. $309 commercial insurer median). Ask billing to reclassify the visit to prompt-pay self-pay if it beats your deductible.
Negotiate Toward $326 Fair BaseRate ($1,223 Medicare)
Your bill ($481) is $155 above the denoised Fair BaseRate ($326) and 0.4× the $1,223 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Verify the Raw Data: Official Hospital MRF, CMS Medicare.gov & Federal Filings
Safe-Harbor Data Corrections: Parsed directly from public 45 CFR § 180 hospital filings, CMS Care Compare, and CMS HCRIS cost reports. Hospital compliance officers may submit updated MRF URLs or rate tables for verification.