CMS Price Transparency Data

Blood test, liver function panel

Facility: St Luke's Wood River Medical Center

Billing Code: 80076 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 80076
Insurance Median: $35
Cash Discount Price: $50
vs. Medicare Baseline: 4.28x Medicare

The contracted insurance negotiated median rate for a Blood test, liver function panel at St Luke's Wood River Medical Center is $35. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $50. Compared to the federal Medicare reimbursement reference rate of $8.17, this hospital’s rate is 4.28x the Medicare baseline. Located in 100 Hospital Drive, Ketchum, ID.

Cash / Self-Pay

$50

Average discount available for prompt cash payment at this facility.

Insurance Median

$35

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$8.17

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $8.17 (100%)

Cash / Self-Pay: $50 (612%)

Insurance Median: $35 (428%)

Cash: $50 (612% of Medicare)

Ins. Median: $35 (428% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $8.17 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 428% of the Medicare baseline (a markup of 328%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
UnitedHealthcare	$9 - $57	110%
Blue Cross Blue Shield	$21 - $54	257%
Commercial [1028]	$21 - $61	257%
Medicare (plans)	$21 - $37	257%
Veterans Affairs [1056]	$21 - $36	257%
Aetna	$23 - $60	282%
Moda [1055]	$32 - $55	392%
Cigna	$33 - $59	404%
Geha [1065]	$33 - $57	404%
Providence [1022]	$33 - $59	404%
United Medical Resources [1051]	$33 - $57	404%
First Health [1064]	$34 - $61	416%
Pacificsource [1020]	$34 - $59	416%
Webtpa [1071]	$34 - $60	416%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $50.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 80076.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Wood River Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 80076.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.