CMS Price Transparency Data

Blood test, vitamin D

Facility: St Luke's Wood River Medical Center

Billing Code: 82306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82306
Insurance Median: $119
Cash Discount Price: $33
vs. Medicare Baseline: 4.02x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin D at St Luke's Wood River Medical Center is $119. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $33. Compared to the federal Medicare reimbursement reference rate of $29.6, this hospital’s rate is 4.02x the Medicare baseline. Located in 100 Hospital Drive, Ketchum, ID.

Cash / Self-Pay

$33

Average discount available for prompt cash payment at this facility.

Insurance Median

$119

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$29.6

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $29.6 (100%)

Cash / Self-Pay: $33 (111%)

Insurance Median: $119 (402%)

Cash: $33 (111% of Medicare)

Ins. Median: $119 (402% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $29.6 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 402% of the Medicare baseline (a markup of 302%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$19 - $195	64%
Commercial [1028]	$19 - $221	64%
Medicare (plans)	$19 - $133	64%
Veterans Affairs [1056]	$19 - $130	64%
UnitedHealthcare	$20 - $206	68%
Aetna	$21 - $217	71%
Moda [1055]	$29 - $201	98%
Geha [1065]	$30 - $206	101%
United Medical Resources [1051]	$30 - $206	101%
Cigna	$31 - $212	105%
First Health [1064]	$31 - $221	105%
Pacificsource [1020]	$31 - $214	105%
Providence [1022]	$31 - $212	105%
Webtpa [1071]	$31 - $217	105%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $33.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Luke's Wood River Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.