Digestive disorders treatment (inpatient stay) cost in IL
What a digestive disorders treatment (inpatient stay) costs at IL hospitals — and the fair price to aim for.
Typical commercial prices here are 13% below the fair benchmark (0.87×) after accounting for local nurse/doctor wages and patient complexity.
Balances commercial hospital prices against CMS clinical safety, infection control, and patient experience.
Loss-Leader / Captive Ancillary Cross-Subsidizer
Blessing Hospital prices routine shoppable procedures near 0.8× Medicare (p50 0.77×) while skewing captive emergency, lab, and upper-quartile codes to 1.7× Medicare (p75 1.24×, +61% upper-tail jump). Patients scheduling elective outpatient care can capture competitive rates, but emergency and ancillary bills require strict line-item auditing.
Where They're Good (Patient & Payer Edge)
- Elective shoppable care is priced 13% below peer Fair BaseRate (0.87×)
- Self-pay cash beats commercial insurance on 41% of shoppable procedures (99/100 Cash Honesty)
- 4-Star CMS clinical rating with 68% patient recommendation (65/100 safety score)
- IRS 501(c)(3) charity care provides free care up to 200% FPL and discounted care up to 400% FPL (59.8% AGB cap)
Where You Can Get Burned (Markup Traps)
- Even at low-cost facilities (0.87× Fair BaseRate), out-of-network or unnegotiated chargemaster bills can exceed commercial medians — confirm in-network status or request a self-pay cash quote up front.
- Captive ER (1.2×) & laboratory (2.7×) services average 2.13× higher multiples than routine shoppable care (0.8×)
- Upper-quartile procedures (Q75 1.24×) jump +61% above the median procedure ratio (Q50 0.77×)
- Consolidated metro market (HHI 10,000) limits in-network hospital competition (Highly Concentrated Monopoly (>2,500))
Pre-scheduled outpatient procedures where patients can comparison-shop.
Emergency, inpatient DRG, lab, and specialty drug lines billed after admission.
Detects median-gaming when upper-quartile codes spike above the p50 median.
In general, IL hospitals charge about the fair price for this. how we calculate the BaseRate →
Compared with the rest of the country, IL’s fair BaseRate ($7,659) is about the same as the national fair price of $8,323.
Cheapest IL hospitals for a digestive disorders treatment (inpatient stay)
- Blessing Hospital · Quincy $4,941
- Alexian Brothers Medical Center 1 · Elk Grove Village $5,288
- St Alexius Medical Center · Hoffman Estates $5,379
- University of Illinois Hospital and Clinics · Chicago $5,416
- Northwestern Medicine Delnor Community Hospital · Geneva $5,786
- Edward Hospital · Naperville $5,968
- Northwest Community Hospital 1 · Arlington Heights $5,972
- Morris Hospital & Healthcare Centers · Morris $6,036
- OSF Saint Paul Medical Center · Mendota $6,050
- Fhn Memorial Hospital · Freeport $6,064
- Sarah Bush Lincoln Health Center · Mattoon $6,089
- Northwestern Medicine McHenry · McHenry $6,114
- Saint James Hospital · Pontiac $6,189
- St Mary Medical Center · Galesburg $6,205
- Elmhurst Memorial Hospital · Elmhurst $6,398
Audit a Bill or Quote at IL Hospital Benchmark (Zero PHI Required)
Statutory 501(r) AGB Cap Limits Bill to $6,248
At 274% FPL (201%–400% FPL tier), 26 U.S.C. § 501(r)(5) caps FAP-eligible bills at Amounts Generally Billed (36.3% of gross = $6,248).
Compare Prompt-Pay Cash Rate Against Remaining Deductible
Ask IL Hospital Benchmark's billing desk for their written 45 CFR § 180 discounted self-pay cash price and Good Faith Estimate under the No Surprises Act.
Negotiate Toward $7,659 Fair BaseRate ($4,442 Medicare)
Your bill ($17,213) is $9,554 above the denoised Fair BaseRate ($7,659) and 3.9× the $4,442 Medicare rate.
How to Pay Less Nearby: Freestanding Centers, Insurer Leverage & Outpatient Savings
Inpatient MS-DRG vs. Outpatient CPT Care-Setting Savings
Clinical Scope Note:Inpatient MS-DRG reflects a multi-day hospital admission (room, nursing, higher clinical acuity); outpatient CPT reflects the outpatient facility fee for clinically eligible low-acuity patients and excludes separate surgeon and anesthesia professional fees.