CMS Price Transparency Data

Hip or knee replacement (inpatient stay)

Facility: OSF Saint Katharine Medical Center

Billing Code: 470 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$16,733

about 1.2× the $14,044 Medicare rate · typically $15,829–$21,482

modeled estimate · not a bill or quote

What this hospital charges insurers

$16,531

About the fair price

about $202 under the fair price · 1.2× Medicare

Medicare pays $14,044 Fair price $16,733 This hospital $16,531

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

Highest price of the 9 IL hospitals we have prices for — worth calling around.

Cheapest $12,226 Priciest $16,531

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a Hip or knee replacement (inpatient stay) is about $16,733 (about 1.2× the $14,044 Medicare rate). OSF Saint Katharine Medical Center charges insurers about $16,531 — about the fair price. Located in Dixon, IL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Humana CignaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$16,531 - $29,248	118%
Blue Cross Blue Shieldmajor	$16,531	118%
Aetnamajor	$16,531	118%
Humanamajor	$16,531	118%
Meridian	$16,531	118%
Molina	$16,531	118%
WellCare	$16,531	118%
+ 1 smaller / regional plan	$39,199

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price, before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 470.

Insurance Before you use insurance

Call your insurance company to confirm OSF Saint Katharine Medical Center is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 470.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at OSF Saint Katharine Medical Center

Compare: Hip or knee replacement (inpatient stay) at other IL hospitals

Blessing Hospital · Quincy $12,226
Alexian Brothers Medical Center 1 · Elk Grove Village $12,827
St Alexius Medical Center · Hoffman Estates $13,048
University of Illinois Hospital and Clinics · Chicago $13,087
Crawford Memorial Hospital · Robinson $13,322
Northwestern Medicine Delnor Community Hospital · Geneva $14,316
Edward Hospital · Naperville $14,765
Northwest Community Hospital 1 · Arlington Heights $14,777

Insurance negotiated median for the same procedure, sorted lowest first.