CMS Price Transparency Data

CT scan, head (with and without contrast)

Facility: Copley Memorial Hospital

Billing Code: 70470 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 70470
Insurance Median: $1,052
Cash Discount Price: $1,949
vs. Medicare Baseline: 5.87x Medicare

The contracted insurance negotiated median rate for a CT scan, head (with and without contrast) at Copley Memorial Hospital is $1,052. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,949. Compared to the federal Medicare reimbursement reference rate of $179.2, this hospital’s rate is 5.87x the Medicare baseline. Located in 2000 Ogden Avenue, Aurora, IL.

Cash / Self-Pay

$1,949

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,052

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$179.2

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $179.2 (100%)

Cash / Self-Pay: $1,949 (1088%)

Insurance Median: $1,052 (587%)

Cash: $1,949 (1088% of Medicare)

Ins. Median: $1,052 (587% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $179.2 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 587% of the Medicare baseline (a markup of 487%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Cigna	$226 - $3,897	126%
Molina Exch - All Other Plans	$256	143%
Blue Cross Blue Shield	$263 - $3,897	147%
Meridian Mcaid - All Other Plans	$263	147%
Molina Mcaid	$269	150%
Aetna	$279 - $3,897	156%
UnitedHealthcare	$898 - $5,066	501%
Devoted Mcr Adv - All Plans	$3,897	2175%
Humana	$3,897	2175%
Wellcare Mcr Adv - All Plans	$3,897	2175%
Zing Health Mcr Adv - All Plans	$4,131	2305%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,949.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 70470.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Copley Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 70470.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.