CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: West Suburban Medical Center

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $182
Cash Discount Price: $137
vs. Medicare Baseline: 0.81x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at West Suburban Medical Center is $182. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $137. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.81x the Medicare baseline. Located in 3 Erie Court, Oak Park, IL.

Cash / Self-Pay

$137

Average discount available for prompt cash payment at this facility.

Insurance Median

$182

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $137 (61%)

Insurance Median: $182 (81%)

Cash: $137 (61% of Medicare)

Ins. Median: $182 (81% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$29 - $212	13%
Cigna	$93 - $212	42%
Nalc	$93 - $107	42%
Aetna	$96 - $272	43%
UnitedHealthcare	$172 - $182	77%
Golden Rule	$182	81%
Humana	$206 - $212	92%
Ambetter / Centene	$212	95%
Longevity	$212	95%
Wellcare	$212	95%
Zing	$212	95%
Oscar	$216	97%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $137.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm West Suburban Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.