CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Palos Community Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $193
Cash Discount Price: $193
vs. Medicare Baseline: 0.86x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Palos Community Hospital is $193. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $193. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 0.86x the Medicare baseline. Located in 12251 South 80Th Avenue, Palos Heights, IL.

Cash / Self-Pay

$193

Average discount available for prompt cash payment at this facility.

Insurance Median

$193

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $193 (86%)

Insurance Median: $193 (86%)

Cash: $193 (86% of Medicare)

Ins. Median: $193 (86% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$44 - $276	20%
Cigna	$52 - $276	23%
Aetna	$59 - $276	26%
Carelon Behavioral Health [159]	$138	62%
Healthlink [125]	$138 - $276	62%
First Health Plan [6034]	$157 - $207	70%
Magellan Behavioral Hlth [136]	$166	74%
The Alliance [1703]	$177	79%
Multiplan/Phcs [142]	$193 - $276	86%
Compsych [112]	$207	93%
Beechstreet [176]	$221	99%
Health'S Finest Network [126]	$235	105%
Galaxy Health Network [220]	$276	123%
Global Excel [1712]	$276	123%
Health Alliance [181]	$276	123%
UnitedHealthcare	$276	123%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $193.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Palos Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.