CMS Price Transparency Data

Group therapy session

Facility: Carle Foundation Hospital

Billing Code: 90853 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90853
Insurance Median: $109
Cash Discount Price: $357
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a Group therapy session at Carle Foundation Hospital is $109. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $357. Compared to the federal Medicare reimbursement reference rate of $103.79, this hospital’s rate is 1.05x the Medicare baseline. Located in 611 West Park Street, Urbana, IL.

Cash / Self-Pay

$357

Average discount available for prompt cash payment at this facility.

Insurance Median

$109

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$103.79

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $103.79 (100%)

Cash / Self-Pay: $357 (344%)

Insurance Median: $109 (105%)

Cash: $357 (344% of Medicare)

Ins. Median: $109 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $103.79 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$23 - $109	22%
Aetna	$24 - $286	23%
Meridian	$36 - $109	35%
Molina	$107 - $109	103%
Blue Cross Blue Shield	$109 - $232	105%
UnitedHealthcare	$109 - $221	105%
Wellcare	$109	105%
Community Partners Health Plan (Cphp)	$210	202%
Cigna	$278	268%
Multiplan/Phcs	$286	276%
Healthlink	$303	292%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $357.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90853.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Carle Foundation Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90853.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.