CMS Price Transparency Data

Breast lump removal

Facility: Rush University Medical Center

Billing Code: 19120 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 19120
Insurance Median: $4,167
Cash Discount Price: $2,994
vs. Medicare Baseline: 1.04x Medicare

The contracted insurance negotiated median rate for a Breast lump removal at Rush University Medical Center is $4,167. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,994. Compared to the federal Medicare reimbursement reference rate of $4,000.24, this hospital’s rate is 1.04x the Medicare baseline. Located in 1653 West Congress Parkway, Chicago, IL.

Cash / Self-Pay

$2,994

Average discount available for prompt cash payment at this facility.

Insurance Median

$4,167

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$4,000.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $4,000.24 (100%)

Cash / Self-Pay: $2,994 (75%)

Insurance Median: $4,167 (104%)

Cash: $2,994 (75% of Medicare)

Ins. Median: $4,167 (104% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $4,000.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$1,670 - $5,988	42%
County Care Mcaid - All Plans	$1,670	42%
Meridian Mcaid - All Other Plans	$1,670	42%
Molina Mcaid	$1,770	44%
Cigna	$1,796 - $5,988	45%
Aetna	$2,587 - $5,988	65%
UnitedHealthcare	$3,389 - $8,084	85%
Molina Fide-Snp	$4,364	109%
Meridian Dnsp	$4,406	110%
Ambetter / Centene	$5,664	142%
Molina Exch - All Other Plans	$5,706	143%
Devoted Mcr Adv - All Plans	$5,988	150%
Humana	$5,988	150%
Wellcare Mcr Adv - All Plans	$5,988	150%
Zing Hlth Mcr Adv - All Plans	$6,347	159%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,994.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 19120.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rush University Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 19120.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.