CMS Price Transparency Data

Physical therapy (functional capacity test)

Facility: Presence St Marys Hospital

Billing Code: 97750 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97750
Insurance Median: $32
Cash Discount Price: $32
vs. Medicare Baseline: 0.95x Medicare

The contracted insurance negotiated median rate for a Physical therapy (functional capacity test) at Presence St Marys Hospital is $32. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $32. Compared to the federal Medicare reimbursement reference rate of $33.73, this hospital’s rate is 0.95x the Medicare baseline. Located in 500 W Court St, Kankakee, IL.

Cash / Self-Pay

$32

Average discount available for prompt cash payment at this facility.

Insurance Median

$32

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$33.73

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $33.73 (100%)

Cash / Self-Pay: $32 (95%)

Insurance Median: $32 (95%)

Cash: $32 (95% of Medicare)

Ins. Median: $32 (95% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $33.73 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$31 - $34	92%
Blue Cross Blue Shield	$31 - $45	92%
Countycare	$31	92%
Humana	$31 - $36	92%
Medicaid / KanCare	$31	92%
Celtic (Wellcare)	$32	95%
Cigna	$32	95%
Clear Spring Health Of Illinois	$32	95%
Devoted Health	$32	95%
Essential Health Partners	$32 - $37	95%
Longevity Health Plan Of Illinois	$32	95%
Medicare (plans)	$32	95%
Ravenswood Physicians Associates Ipa	$32	95%
Resurrection Physicians Provider Group Ipa	$32	95%
Self-Pay	$32	95%
Tricare	$32	95%
United Behavioral Health	$32	95%
UnitedHealthcare	$32 - $40	95%
Village Md Chicago	$32	95%
Meridian	$33 - $34	98%
Molina	$33 - $48	98%
Zing Health Provider Network	$33	98%
Provider Partners Health Plan (Pphp)	$34	101%
Access Community Health Network	$39	116%
Clifton Health System	$50	148%
Ambetter / Centene	$52	154%
Coventry	$124	368%
Healthlink, Inc.	$124	368%
Workers Comp	$131	388%
Imagine Health Network, Inc.	$149	442%
Community Partners Health Plan	$161	477%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $32.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97750.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Presence St Marys Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97750.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.