CMS Price Transparency Data

Total knee replacement

Facility: Fhn Memorial Hospital

Billing Code: 27447 (CPT)

Factual Cost Summary (Answer Capsule)
  • CPT Billing Code: 27447
  • Insurance Median: $5,505
  • Cash Discount Price: $4,544
  • vs. Medicare Baseline: 0.42x Medicare
The contracted insurance negotiated median rate for a Total knee replacement at Fhn Memorial Hospital is $5,505. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $4,544. Compared to the federal Medicare reimbursement reference rate of $13,116.76, this hospital’s rate is 0.42x the Medicare baseline. Located in 1045 West Stephenson Street, Freeport, IL.
Cash / Self-Pay
$4,544

Average discount available for prompt cash payment at this facility.

Insurance Median
$5,505

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate
$13,116.76

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13,116.76 (100%)
Cash / Self-Pay: $4,544 (35%)
Insurance Median: $5,505 (42%)
Cash: $4,544 (35% of Medicare)
Ins. Median: $5,505 (42% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13,116.76 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group Contract Rate Range vs. Medicare Reference
Aetna $974 - $13,758 7%
The Alliance - All Plans $1,048 - $7,858 8%
Ecoh Nihp $1,101 - $8,257 8%
Nihp Employ - All Plans $1,101 - $8,257 8%
Quartz - All Other Plans $1,136 - $8,520 9%
Blue Cross Blue Shield $1,180 - $8,847 9%
Ecoh - All Other Plans $1,189 - $8,913 9%
Northern Il Hp - All Plans $1,206 - $9,044 9%
First Health - All Plans $1,229 - $9,214 9%
UnitedHealthcare $1,363 - $13,896 10%
Humana $1,383 - $13,758 11%
Hfn - All Plans $1,433 - $10,748 11%
First Choice Il - All Plans $1,486 - $11,141 11%
Multiplan Phcs - All Plans $1,486 - $11,141 11%
Wps - All Plans $1,528 - $11,456 12%
Galaxy - All Plans $1,573 - $11,796 12%
Health Alliance - All Other Plans $1,573 - $11,796 12%
Interplan Health - All Plans $1,573 - $11,796 12%
Preferred Plan Ppo - All Plans $1,573 - $11,796 12%
Trustmark - All Plans $1,608 - $12,058 12%
Midland Choice - All Plans $1,661 - $12,452 13%
Osf Healthplans - All Plans $1,748 - $13,107 13%
Meridian Health Plan - All Plans $8,223 63%
Health Alliance Mcr Adv $13,758 105%
Quartz Mcr Adv $13,758 105%

Self-Pay Upfront Cash Action Plan

Insurance In-Network Protection Plan

Facility Profile & Credentials

  • Address: 1045 West Stephenson Street, Freeport, IL 61032
  • CMS Rating: ★★★☆☆
  • Ownership Type: Voluntary non-profit - Private
  • Hospital Type: Acute Care Hospitals