CMS Price Transparency Data

Colonoscopy (diagnostic)

Facility: OSF Little Company of Mary Medical Center

Billing Code: 45378 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 45378
Insurance Median: $1,395
Cash Discount Price: $626
vs. Medicare Baseline: 1.47x Medicare

The contracted insurance negotiated median rate for a Colonoscopy (diagnostic) at OSF Little Company of Mary Medical Center is $1,395. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $626. Compared to the federal Medicare reimbursement reference rate of $950.1, this hospital’s rate is 1.47x the Medicare baseline. Located in 2800 W 95Th St, Evergreen Park, IL.

Cash / Self-Pay

$626

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,395

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$950.1

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $950.1 (100%)

Cash / Self-Pay: $626 (66%)

Insurance Median: $1,395 (147%)

Cash: $626 (66% of Medicare)

Ins. Median: $1,395 (147% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $950.1 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Allwell	$997	105%
Wellcare	$1,007	106%
Aetna	$1,016 - $1,471	107%
Illinicare Health Plan	$1,196	126%
Molina Healthcare	$1,395	147%
Imagine Health	$1,600	168%
Blue Cross Blue Shield	$1,854	195%
UnitedHealthcare	$3,533	372%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $626.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 45378.

Insurance In-Network Protection Plan

Contact your insurance company to confirm OSF Little Company of Mary Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 45378.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.