CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: HSHS St Elizabeth's Hospital

Billing Code: 99203 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$136

about 1.2× the $118 Medicare rate · typically $78–$329

modeled estimate · not a bill or quote

What this hospital charges insurers

$327

Well above the fair price

about $191 over the fair price · 2.8× Medicare

Medicare pays $118 Fair price $136 This hospital $327 Cash price $282 Hospital's list price $392

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

Highest price of the 9 IL hospitals we have prices for — worth calling around.

Cheapest $60 Priciest $327

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a New patient office visit (30-44 min) is about $136 (about 1.2× the $118 Medicare rate). HSHS St Elizabeth's Hospital charges insurers about $327, or about $282 in cash — well above the fair price. Located in O Fallon, IL.

This price is above the fair BaseRate — you may be able to pay less

Ask the hospital for the cash / self-pay price, check whether you qualify for financial assistance, or negotiate the bill down toward the fair price of about $136. Many patients pay well below the first number they’re quoted — the checklists below walk you through it.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

4 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna HumanaKaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$252 - $431	214%
Blue Cross Blue Shieldmajor	$431	367%
Aetnamajor	$141 - $303	120%
Cignamajor	$121 - $431	103%
HealthLink	$192 - $431	163%
+ 13 smaller / regional plans	$71 - $431

Excludes 4 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 282), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 99203.

Insurance Before you use insurance

Call your insurance company to confirm HSHS St Elizabeth's Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 99203.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at HSHS St Elizabeth's Hospital

Compare: New patient office visit (30-44 min) at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.