CMS Price Transparency Data

Psychiatric evaluation (first visit)

Facility: Advocate Condell Medical Center

Billing Code: 90791 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 90791
Insurance Median: $405
Cash Discount Price: $310
vs. Medicare Baseline: 2.23x Medicare

The contracted insurance negotiated median rate for a Psychiatric evaluation (first visit) at Advocate Condell Medical Center is $405. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $310. Compared to the federal Medicare reimbursement reference rate of $181.34, this hospital’s rate is 2.23x the Medicare baseline. Located in 801 S Milwaukee Ave, Libertyville, IL.

Cash / Self-Pay

$310

Average discount available for prompt cash payment at this facility.

Insurance Median

$405

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$181.34

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $181.34 (100%)

Cash / Self-Pay: $310 (171%)

Insurance Median: $405 (223%)

Cash: $310 (171% of Medicare)

Ins. Median: $405 (223% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $181.34 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 223% of the Medicare baseline (a markup of 123%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Ambetter / Centene	$243	134%
Molina	$243	134%
Advocate Employee	$244 - $271	135%
Oscar Health Hmo	$251	138%
Cigna	$316 - $322	174%
Hstechnology	$322	178%
Private Healthcare Systems	$322 - $335	178%
Aetna	$359	198%
Blue Cross Blue Shield	$451 - $599	249%
Multiplan	$496	274%
UnitedHealthcare	$657 - $929	362%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $310.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 90791.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Advocate Condell Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 90791.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.