CMS Price Transparency Data

Psychological testing evaluation

Facility: Advocate Christ Hospital & Medical Center

Billing Code: 96136 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96136
Insurance Median: $231
Cash Discount Price: $160
vs. Medicare Baseline: 1.70x Medicare

The contracted insurance negotiated median rate for a Psychological testing evaluation at Advocate Christ Hospital & Medical Center is $231. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $160. Compared to the federal Medicare reimbursement reference rate of $135.93, this hospital’s rate is 1.70x the Medicare baseline. Located in 4440 W 95Th Street, Oak Lawn, IL.

Cash / Self-Pay

$160

Average discount available for prompt cash payment at this facility.

Insurance Median

$231

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$135.93

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $135.93 (100%)

Cash / Self-Pay: $160 (118%)

Insurance Median: $231 (170%)

Cash: $160 (118% of Medicare)

Ins. Median: $231 (170% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $135.93 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Advocate Employee	$126 - $140	93%
Cigna	$166 - $211	122%
Aetna	$173	127%
Ambetter / Centene	$195	143%
Molina	$195	143%
Oscar Health Hmo	$202	149%
Private Healthcare Systems	$214 - $256	157%
Blue Cross Blue Shield	$226 - $264	166%
Multiplan	$256	188%
Hstechnology	$258	190%
UnitedHealthcare	$628 - $1,556	462%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $160.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96136.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Advocate Christ Hospital & Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96136.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.