CMS Price Transparency Data

Orthotic fitting and training

Facility: Northwestern Medicine Delnor Community Hospital

Billing Code: 97760 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97760
Insurance Median: $166
Cash Discount Price: $181
vs. Medicare Baseline: 3.60x Medicare

The contracted insurance negotiated median rate for a Orthotic fitting and training at Northwestern Medicine Delnor Community Hospital is $166. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $181. Compared to the federal Medicare reimbursement reference rate of $46.09, this hospital’s rate is 3.60x the Medicare baseline. Located in 300 Randall Rd, Geneva, IL.

Cash / Self-Pay

$181

Average discount available for prompt cash payment at this facility.

Insurance Median

$166

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$46.09

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $46.09 (100%)

Cash / Self-Pay: $181 (393%)

Insurance Median: $166 (360%)

Cash: $181 (393% of Medicare)

Ins. Median: $166 (360% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $46.09 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 360% of the Medicare baseline (a markup of 260%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$38 - $180	82%
Aetna	$42 - $175	91%
Cigna	$56 - $206	122%
Carelon Behavioral Health [159]	$129	280%
Health'S Finest Network [126]	$129 - $219	280%
First Health Plan [6034]	$160 - $178	347%
Healthlink [125]	$163	354%
The Alliance [1703]	$166	360%
Multiplan/Phcs [142]	$194 - $258	421%
Compsych [112]	$206	447%
Beechstreet [176]	$232	503%
UnitedHealthcare	$258	560%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $181.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97760.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Northwestern Medicine Delnor Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97760.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.