CMS Price Transparency Data

Psychological testing by technician

Facility: Northwestern Medicine Delnor Community Hospital

Billing Code: 96138 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 96138
Insurance Median: $893
Cash Discount Price: $921
vs. Medicare Baseline: 1.96x Medicare

The contracted insurance negotiated median rate for a Psychological testing by technician at Northwestern Medicine Delnor Community Hospital is $893. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $921. Compared to the federal Medicare reimbursement reference rate of $456.4, this hospital’s rate is 1.96x the Medicare baseline. Located in 300 Randall Rd, Geneva, IL.

Cash / Self-Pay

$921

Average discount available for prompt cash payment at this facility.

Insurance Median

$893

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$456.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $456.4 (100%)

Cash / Self-Pay: $921 (202%)

Insurance Median: $893 (196%)

Cash: $921 (202% of Medicare)

Ins. Median: $893 (196% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $456.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$214 - $893	47%
Cigna	$287 - $1,052	63%
Carelon Behavioral Health [159]	$658	144%
Health'S Finest Network [126]	$658 - $1,118	144%
Blue Cross Blue Shield	$735 - $917	161%
First Health Plan [6034]	$815 - $907	179%
Healthlink [125]	$828	181%
The Alliance [1703]	$845	185%
Multiplan/Phcs [142]	$986 - $1,315	216%
Compsych [112]	$1,052	230%
Beechstreet [176]	$1,184	259%
UnitedHealthcare	$1,315	288%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $921.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 96138.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Northwestern Medicine Delnor Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 96138.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.