CMS Price Transparency Data

Digestive disorders treatment (inpatient stay)

Facility: Saint Joseph Hospital-Elgin

Billing Code: 392 (MS-DRG)

The BaseRate · fair price high confidence

A fair price for this

$7,866

about 1.4× the $5,676 Medicare rate · typically $6,390–$10,273

modeled estimate · not a bill or quote

What this hospital charges insurers

$7,485

About the fair price

about $381 under the fair price · 1.3× Medicare

Medicare pays $5,676 Fair price $7,866 This hospital $7,485 Cash price $7,128

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

Highest price of the 9 IL hospitals we have prices for — worth calling around.

Cheapest $4,941 Priciest $7,485

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a Digestive disorders treatment (inpatient stay) is about $7,866 (about 1.4× the $5,676 Medicare rate). Saint Joseph Hospital-Elgin charges insurers about $7,485, or about $7,128 in cash — about the fair price. Located in Elgin, IL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$7,129	126%
Blue Cross Blue Shieldmajor	$6,772 - $10,569	119%
Aetnamajor	$7,129 - $12,624	126%
Cignamajor	$6,709 - $7,129	118%
Humanamajor	$7,129 - $7,842	126%
Ambetter (Centene)	$11,548	203%
Devoted Health	$7,129	126%
Health Net	$8,554	151%
Meridian	$7,485	132%
Molina	$7,343 - $10,693	129%
WellCare	$7,129	126%
+ 6 smaller / regional plans	$7,129 - $11,049

Government programs also on file: Medicare, Military & VA.

Excludes 3 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 7,128), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the MS-DRG code on your bill matches exactly: 392.

Insurance Before you use insurance

Call your insurance company to confirm Saint Joseph Hospital-Elgin is in-network.
Ask your insurer whether prior approval is required for MS-DRG code 392.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Saint Joseph Hospital-Elgin

Compare: Digestive disorders treatment (inpatient stay) at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.