CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: UW Health

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $129
Cash Discount Price: $62
vs. Medicare Baseline: 9.46x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at UW Health is $129. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $62. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 9.46x the Medicare baseline. Located in 1401 East State Street, Rockford, IL.

Cash / Self-Pay

$62

Average discount available for prompt cash payment at this facility.

Insurance Median

$129

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $62 (455%)

Insurance Median: $129 (946%)

Cash: $62 (455% of Medicare)

Ins. Median: $129 (946% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 946% of the Medicare baseline (a markup of 846%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$14 - $191	103%
Blue Cross Blue Shield	$14 - $131	103%
Humana	$14	103%
Medicare (plans)	$14 - $15	103%
Mychoice Wi Medical Adv	$14	103%
UnitedHealthcare	$14 - $22	103%
Quartz Aso	$19 - $144	139%
Ecoh	$27 - $208	198%
Hfn	$27 - $208	198%
Quartz Fully Insured	$80 - $92	587%
Alliance Premier Network	$126 - $144	924%
The Alliance	$163 - $186	1196%
Wps Ppo	$179 - $204	1313%
Cigna	$185 - $211	1357%
Beloit Healt System	$209 - $238	1533%
Mercycare	$216 - $247	1585%
First Health/Coventry	$228 - $260	1673%
Health Payment Systems	$270 - $308	1981%
Healthsmart	$270 - $308	1981%
Sheboygan Employers Health Network	$288 - $329	2113%
Multiplan	$322 - $367	2362%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $62.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm UW Health is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.