CMS Price Transparency Data

Inguinal hernia repair

Facility: UW Health

Billing Code: 49505 (CPT)

The BaseRate · fair price medium confidence

A fair price for this

$1,615

about 0.4× the $3,658 Medicare rate · typically $668–$2,539

modeled estimate · not a bill or quote

What this hospital charges insurers

$530

Below the fair price — a good deal

about $1,085 under the fair price · 0.1× Medicare

Medicare pays $3,658 Fair price $1,615 This hospital $530 Cash price $414 Hospital's list price $2,589

How we calculate the fair BaseRate →

How this hospital compares to other IL hospitals

One of the lower prices — 6 of 8 other IL hospitals charge more for the same procedure.

Cheapest $387 Priciest $531

Black dot = this hospital, among the 9 IL hospitals with a price for this procedure. Full list below.

A fair price for a Inguinal hernia repair is about $1,615 (about 0.4× the $3,658 Medicare rate). UW Health charges insurers about $530, or about $414 in cash — below the fair price — a good deal. Located in Rockford, IL.

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$530 - $920	14%
Blue Cross Blue Shieldmajor	$387 - $2,589	11%
Aetnamajor	$387 - $862	11%
Cignamajor	$981	27%
Humanamajor	$530	14%
Quartz	$1,055 - $1,191	29%
+ 6 smaller / regional plans	$530 - $1,812

Government programs also on file: Medicare, Medicaid.

Excludes 2 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 414), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 49505.

Insurance Before you use insurance

Call your insurance company to confirm UW Health is in-network.
Ask your insurer whether prior approval is required for CPT code 49505.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at UW Health

Compare: Inguinal hernia repair at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.