CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Community First Medical Center

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $45
Cash Discount Price: $71
vs. Medicare Baseline: 1.28x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Community First Medical Center is $45. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $71. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 1.28x the Medicare baseline. Located in 5645 W Addison Street, Chicago, IL.

Cash / Self-Pay

$71

Average discount available for prompt cash payment at this facility.

Insurance Median

$45

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $71 (202%)

Insurance Median: $45 (128%)

Cash: $71 (202% of Medicare)

Ins. Median: $45 (128% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Beacon Mcr Op Only - All Other Plans	$36	103%
Blue Cross Blue Shield	$36 - $48	103%
Harmony Mcr Adv - All Other Plans	$36	103%
Humana	$36 - $231	103%
Meridian Mcr Adv - All Other Plans	$36	103%
Molina Marketplace - All Other Plans	$36	103%
Molina Mcr Adv	$36	103%
Zing Hlth Mcr Adv - All Plans	$36	103%
Aetna	$42 - $142	120%
Beacon Mcaid Op Only	$45	128%
Cchhs Mcaid	$45	128%
Cigna	$45 - $98	128%
County Care Mcaid - All Plans	$45	128%
Harmony Mcaid	$45	128%
Meridian Mcaid	$45	128%
Molina Mcaid	$45	128%
UnitedHealthcare	$127	362%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $71.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Community First Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.