CMS Price Transparency Data

Breast lump removal

Facility: Loyola University Medical Center

Billing Code: 19120 (CPT)

The BaseRate · fair price high confidence

A fair price for this

$4,469

about 1.1× the $4,000 Medicare rate · typically $2,948–$5,462

modeled estimate · not a bill or quote

Medicare pays $4,000 Fair price $4,469 Cash price $867 Hospital's list price $3,771

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,886 - $1,961	47%
Blue Cross Blue Shieldmajor	$1,655 - $3,975	41%
Aetnamajor	$1,890 - $3,992	47%
Cignamajor	$1,339 - $4,111	33%
Humanamajor	$1,504 - $4,084	38%
Meridian	$1,890 - $4,551	47%
Molina	$1,890 - $5,868	47%
Oscar Health	$4,391	110%
WellCare	$4,191	105%

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 867), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 19120.

Insurance Before you use insurance

Call your insurance company to confirm Loyola University Medical Center is in-network.
Ask your insurer whether prior approval is required for CPT code 19120.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Loyola University Medical Center

Compare: Breast lump removal at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.