CMS Price Transparency Data

Knee arthroscopy with meniscus repair

Facility: Trinity Rock Island

Billing Code: 29881 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 29881
Insurance Median: $1,662
Cash Discount Price: $1,994
vs. Medicare Baseline: 0.50x Medicare

The contracted insurance negotiated median rate for a Knee arthroscopy with meniscus repair at Trinity Rock Island is $1,662. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $1,994. Compared to the federal Medicare reimbursement reference rate of $3,342.87, this hospital’s rate is 0.50x the Medicare baseline. Located in 2701 17Th St, Rock Island, IL.

Cash / Self-Pay

$1,994

Average discount available for prompt cash payment at this facility.

Insurance Median

$1,662

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$3,342.87

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $3,342.87 (100%)

Cash / Self-Pay: $1,994 (60%)

Insurance Median: $1,662 (50%)

Cash: $1,994 (60% of Medicare)

Ins. Median: $1,662 (50% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $3,342.87 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$491 - $9,206	15%
Ambetter / Centene	$491 - $5,412	15%
Blue Cross Blue Shield	$491 - $3,450	15%
Health Alliance	$491 - $3,450	15%
Amerivantage	$515 - $3,551	15%
Humana	$515 - $3,551	15%
Medicare (plans)	$515 - $3,450	15%
Meridian Health Plan	$515 - $3,551	15%
UnitedHealthcare	$515 - $8,515	15%
Bc Illinois Community	$933 - $3,179	28%
Health Partners Open Network	$1,055 - $4,713	32%
Wellmark Uph Self-Funded	$1,110 - $2,780	33%
Cigna	$1,305	39%
Iowa Total Care	$2,524	76%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $1,994.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 29881.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Trinity Rock Island is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 29881.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.