CMS Price Transparency Data

Blood test, calcium

Facility: Northwestern Memorial Hospital

Billing Code: 82310 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82310
Insurance Median: $63
Cash Discount Price: $67
vs. Medicare Baseline: 12.21x Medicare

The contracted insurance negotiated median rate for a Blood test, calcium at Northwestern Memorial Hospital is $63. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $67. Compared to the federal Medicare reimbursement reference rate of $5.16, this hospital’s rate is 12.21x the Medicare baseline. Located in 251 E Huron St, Chicago, IL.

Cash / Self-Pay

$67

Average discount available for prompt cash payment at this facility.

Insurance Median

$63

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$5.16

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $5.16 (100%)

Cash / Self-Pay: $67 (1298%)

Insurance Median: $63 (1221%)

Cash: $67 (1298% of Medicare)

Ins. Median: $63 (1221% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $5.16 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1221% of the Medicare baseline (a markup of 1121%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$3 - $189	58%
Curaechoice [6100]	$3 - $44	58%
Imagine Health [6032]	$4 - $51	78%
Blue Cross Blue Shield	$6 - $189	116%
Humana	$6 - $94	116%
Healthlink [125]	$7 - $189	136%
Global Medical Management Inc [6090]	$8 - $110	155%
Health'S Finest Network [126]	$9 - $123	174%
Medpartners [6038]	$10 - $132	194%
Cigna	$11 - $189	213%
Multiplan/Phcs [142]	$11 - $189	213%
First Health Plan [6034]	$14 - $189	271%
Galaxy Health Network [220]	$14 - $189	271%
UnitedHealthcare	$14 - $189	271%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $67.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82310.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Northwestern Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82310.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.