CMS Price Transparency Data

Occupational therapy (self-care training)

Facility: Anderson Hospital

Billing Code: 97535 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97535
Insurance Median: $42
Cash Discount Price: $86
vs. Medicare Baseline: 1.30x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (self-care training) at Anderson Hospital is $42. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $86. Compared to the federal Medicare reimbursement reference rate of $32.4, this hospital’s rate is 1.30x the Medicare baseline. Located in 6800 State Route 162, Maryville, IL.

Cash / Self-Pay

$86

Average discount available for prompt cash payment at this facility.

Insurance Median

$42

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$32.4

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $32.4 (100%)

Cash / Self-Pay: $86 (265%)

Insurance Median: $42 (130%)

Cash: $86 (265% of Medicare)

Ins. Median: $42 (130% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $32.4 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Medicaid / KanCare	$11 - $38	34%
Aetna	$30 - $102	93%
Humana	$30 - $31	93%
Medicare (plans)	$30 - $31	93%
Tricare	$30 - $31	93%
UnitedHealthcare	$30 - $203	93%
Clear Springs Health	$31	96%
Devoted Health Ppo	$31	96%
Essence	$31 - $32	96%
Work Comp	$33 - $26,600	102%
Health Care Service Corporation	$39 - $79	120%
Ambetter / Centene	$45	139%
Blue Choice	$45	139%
Hopetrust	$77	238%
Healthlink	$86	265%
Self Pay	$86 - $25,000	265%
Blue Cross Blue Shield	$92 - $96	284%
Cigna	$121	373%
Multiplan/Phcs	$129	398%
Beech Street Corporation	$155	478%
Mercy Benefit Admin	$155	478%
Mercy Aco	$160	494%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $86.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97535.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Anderson Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97535.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.