CMS Price Transparency Data

Echocardiogram (heart ultrasound)

Facility: Kirby Medical Center

Billing Code: 93306 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 93306
Insurance Median: $191
Cash Discount Price: $2,220
vs. Medicare Baseline: 0.34x Medicare

The contracted insurance negotiated median rate for a Echocardiogram (heart ultrasound) at Kirby Medical Center is $191. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $2,220. Compared to the federal Medicare reimbursement reference rate of $558.25, this hospital’s rate is 0.34x the Medicare baseline. Located in 1000 Medical Center Drive, Monticello, IL.

Cash / Self-Pay

$2,220

Average discount available for prompt cash payment at this facility.

Insurance Median

$191

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$558.25

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $558.25 (100%)

Cash / Self-Pay: $2,220 (398%)

Insurance Median: $191 (34%)

Cash: $2,220 (398% of Medicare)

Ins. Median: $191 (34% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $558.25 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$53 - $3,626	9%
Aetna	$67 - $2,590	12%
Meridian	$67 - $1,147	12%
UnitedHealthcare	$67 - $2,549	12%
Wellcare	$67 - $1,147	12%
Molina	$69 - $1,181	12%
Zelis (Hfn)	$84 - $3,330	15%
Catepillar, Inc.	$90 - $3,145	16%
Humana	$159 - $2,775	28%
Healthlink	$405 - $3,330	73%
Multiplan/Phcs	$405 - $3,515	73%
Cigna	$2,960	530%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $2,220.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 93306.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Kirby Medical Center is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 93306.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.