CMS Price Transparency Data

MRI, lower back (no contrast)

Facility: Memorial Hospital

Billing Code: 72148 (CPT)

The BaseRate · fair price low confidence

A fair price for this

$490

about 2.0× the $244 Medicare rate · typically $204–$2,820

modeled estimate · not a bill or quote

Medicare pays $244 Fair price $490 Cash price $3,716 Hospital's list price $4,645

How we calculate the fair BaseRate →

What each insurance company pays

Which insurers have negotiated a price with this hospital for this procedure — and which haven’t.

5 of 6 major insurers have a published price at this hospital

✓ UnitedHealthcare✓ Blue Cross Blue Shield✓ Aetna✓ Cigna✓ Humana Kaiser Permanente

Crossed out = this hospital hasn’t published a negotiated price for that insurer for this procedure. It doesn’t necessarily mean they aren’t accepted — ask your insurer.

Insurance company	Price range	vs. Medicare
UnitedHealthcaremajor	$1,301 - $4,645	534%
Blue Cross Blue Shieldmajor	$1,301 - $4,645	534%
Aetnamajor	$558 - $4,157	229%
Cignamajor	$1,000 - $3,326	410%
Humanamajor	$1,094 - $4,645	449%
HealthLink	$3,300 - $3,948	1354%
Meridian	$1,301 - $4,645	534%
Molina	$1,301 - $4,645	534%
+ 12 smaller / regional plans	$558 - $4,645

Excludes 10 rental-network / third-party entries (e.g. Multiplan, PHCS) — these are pricing networks, not insurers.

Self-Pay How to get the cash price

Tell the billing desk you want to be billed as self-pay — not through insurance — before your visit.
Ask for the cash / prompt-pay discount in writing, with the exact price (about 3,716), before you agree to anything.
Get it in writing that they won’t also bill your insurance, so the cash price is what you owe.
Check the CPT code on your bill matches exactly: 72148.

Insurance Before you use insurance

Call your insurance company to confirm Memorial Hospital is in-network.
Ask your insurer whether prior approval is required for CPT code 72148.
Confirm the doctor or provider is in-network too — not just the hospital building.
Check your Explanation of Benefits against the hospital’s final itemized bill.

Estimate your out-of-pocket cost

A rough estimate of what you’d pay with insurance (deductible + coinsurance) versus paying the cash price yourself.

How you’d pay

Deductible left to meet ($)

Your coinsurance (%)

Enter your details and press estimate to compare.

Other Procedures at Memorial Hospital

Compare: MRI, lower back (no contrast) at other IL hospitals

Insurance negotiated median for the same procedure, sorted lowest first.