CMS Price Transparency Data

Culture, blood

Facility: Community Hospital of Staunton

Billing Code: 87040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 87040
Insurance Median: $185
Cash Discount Price: $123
vs. Medicare Baseline: 17.93x Medicare

The contracted insurance negotiated median rate for a Culture, blood at Community Hospital of Staunton is $185. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $123. Compared to the federal Medicare reimbursement reference rate of $10.32, this hospital’s rate is 17.93x the Medicare baseline. Located in 400 N Caldwell St, Staunton, IL.

Cash / Self-Pay

$123

Average discount available for prompt cash payment at this facility.

Insurance Median

$185

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$10.32

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $10.32 (100%)

Cash / Self-Pay: $123 (1192%)

Insurance Median: $185 (1793%)

Cash: $123 (1192% of Medicare)

Ins. Median: $185 (1793% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $10.32 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1793% of the Medicare baseline (a markup of 1693%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Clear Spring Health Ma	$10 - $75	97%
Medicare (plans)	$10 - $74	97%
Tricare	$10 - $71	97%
Medicaid / KanCare	$18 - $246	174%
UnitedHealthcare	$96 - $246	930%
Self Pay	$123	1192%
Cigna	$159	1541%
Blue Cross Blue Shield	$185 - $246	1793%
Healthlink	$185 - $209	1793%
Health Alliance Commercial	$197 - $246	1909%
Aetna	$200 - $246	1938%
Multiplan/Phcs	$209	2025%
Beech Street	$224	2171%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $123.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 87040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Community Hospital of Staunton is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 87040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.