CMS Price Transparency Data

Breathing treatment (nebulizer)

Facility: Carle Eureka Hospital

Billing Code: 94640 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 94640
Insurance Median: $275
Cash Discount Price: $610
vs. Medicare Baseline: 1.23x Medicare

The contracted insurance negotiated median rate for a Breathing treatment (nebulizer) at Carle Eureka Hospital is $275. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $610. Compared to the federal Medicare reimbursement reference rate of $223.72, this hospital’s rate is 1.23x the Medicare baseline. Located in 101 S Major St, Eureka, IL.

Cash / Self-Pay

$610

Average discount available for prompt cash payment at this facility.

Insurance Median

$275

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$223.72

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $223.72 (100%)

Cash / Self-Pay: $610 (273%)

Insurance Median: $275 (123%)

Cash: $610 (273% of Medicare)

Ins. Median: $275 (123% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $223.72 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$8 - $274	4%
Aetna	$9 - $403	4%
Meridian	$61 - $293	27%
Molina	$122 - $293	55%
Wellcare	$235	105%
UnitedHealthcare	$274 - $376	122%
Community Partners Health Plan (Cphp)	$366	164%
Cigna	$378	169%
Healthlink	$396	177%
Blue Cross Blue Shield	$409 - $512	183%
Multiplan/Phcs	$458	205%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $610.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 94640.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Carle Eureka Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 94640.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.