CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Rochelle Community Hospital

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $130
Cash Discount Price: $168
vs. Medicare Baseline: 3.71x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Rochelle Community Hospital is $130. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $168. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 3.71x the Medicare baseline. Located in 900 N 2Nd St, Rochelle, IL.

Cash / Self-Pay

$168

Average discount available for prompt cash payment at this facility.

Insurance Median

$130

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $168 (479%)

Insurance Median: $130 (371%)

Cash: $168 (479% of Medicare)

Ins. Median: $130 (371% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 371% of the Medicare baseline (a markup of 271%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Aetna	$59 - $118	168%
Health Alliance Mcr Adv	$59	168%
Humana	$59 - $134	168%
UnitedHealthcare	$59 - $151	168%
Va Ccn - All Plans	$59	168%
Blue Cross Blue Shield	$60 - $168	171%
Wellcare Mcr Adv - All Plans	$60	171%
Medicaid / KanCare	$62	177%
Cigna	$126	359%
Osf Dan Ppo - All Plans	$126	359%
Beech Street-All Plans	$134	382%
First Health - All Plans	$134	382%
Health Alliance-All Other Plans	$134	382%
Ecoh-All Plans	$143	408%
Hfn-All Plans	$143	408%
The Alliance-All Plans	$143	408%
Quartz Health Solutions-All Plans	$148	422%
Multiplan-All Plans	$158	451%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $168.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Rochelle Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.