CMS Price Transparency Data

X-ray, neck (cervical spine)

Facility: Illini Community Hospital

Billing Code: 72040 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 72040
Insurance Median: $642
Cash Discount Price: $453
vs. Medicare Baseline: 7.22x Medicare

The contracted insurance negotiated median rate for a X-ray, neck (cervical spine) at Illini Community Hospital is $642. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $453. Compared to the federal Medicare reimbursement reference rate of $88.91, this hospital’s rate is 7.22x the Medicare baseline. Located in 640 W Washington, Pittsfield, IL.

Cash / Self-Pay

$453

Average discount available for prompt cash payment at this facility.

Insurance Median

$642

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$88.91

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $88.91 (100%)

Cash / Self-Pay: $453 (510%)

Insurance Median: $642 (722%)

Cash: $453 (510% of Medicare)

Ins. Median: $642 (722% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $88.91 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 722% of the Medicare baseline (a markup of 622%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Humana	$221	249%
Blue Cross Blue Shield	$389 - $642	438%
Blue Access	$453	510%
United Behavioral Health	$453	510%
UnitedHealthcare	$604	679%
Aetna	$642	722%
Blue Preferred	$642	722%
Cigna	$642	722%
Health Link	$642	722%
Private Healthcare Systems-Multi Plan Primary	$642	722%
Health Link Ppo	$679	764%
Private Healthcare Systems-Multi Plan Complementary	$679	764%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $453.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 72040.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Illini Community Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 72040.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.