CMS Price Transparency Data

Occupational therapy (therapeutic activities)

Facility: Hammond Henry Hospital

Billing Code: 97530 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 97530
Insurance Median: $120
Cash Discount Price: $149
vs. Medicare Baseline: 3.42x Medicare

The contracted insurance negotiated median rate for a Occupational therapy (therapeutic activities) at Hammond Henry Hospital is $120. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $149. Compared to the federal Medicare reimbursement reference rate of $35.07, this hospital’s rate is 3.42x the Medicare baseline. Located in 600 N College Avenue, Geneseo, IL.

Cash / Self-Pay

$149

Average discount available for prompt cash payment at this facility.

Insurance Median

$120

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$35.07

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $35.07 (100%)

Cash / Self-Pay: $149 (425%)

Insurance Median: $120 (342%)

Cash: $149 (425% of Medicare)

Ins. Median: $120 (342% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $35.07 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 342% of the Medicare baseline (a markup of 242%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Tricare	$43	123%
Aetna	$48 - $124	137%
Health Alliance Mcare Adv	$48	137%
UnitedHealthcare	$48 - $133	137%
Wellmark Of Ia-All Plans	$83	237%
Blue Cross Blue Shield	$86 - $100	245%
Meridian Health Plan-All Plans	$86	245%
Quad City Community Hc-All Plans	$90	257%
Springfield Armory-All Plans	$108	308%
Ambetter / Centene	$116	331%
Humana	$120	342%
Health Alliance-All Other Plans	$124	354%
Multiplan Integrated Hp	$124	354%
Cigna	$128	365%
Multiplan Pponext	$133	379%
Osf Direct Access Network-All Plans	$133	379%
Multiplan-All Other Plans	$141	402%
Corvel-All Plans	$149	425%
Healthsmart Adult-All Other Plans	$149	425%
Healthsmart Pediatric	$149	425%
Hfn-All Plans	$149	425%
Multiplan Beech Street	$149	425%
Multiplan Phcs Adult	$149	425%
Multiplan Phcs Pediatric	$149	425%
Usa Mco-All Plans	$149	425%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $149.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 97530.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Hammond Henry Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 97530.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.