CMS Price Transparency Data

Blood test, vitamin B12

Facility: Ferrell Hospital Community Foundations

Billing Code: 82607 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82607
Insurance Median: $32
Cash Discount Price: $66
vs. Medicare Baseline: 2.12x Medicare

The contracted insurance negotiated median rate for a Blood test, vitamin B12 at Ferrell Hospital Community Foundations is $32. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $66. Compared to the federal Medicare reimbursement reference rate of $15.08, this hospital’s rate is 2.12x the Medicare baseline. Located in 1201 Pine Street, Eldorado, IL.

Cash / Self-Pay

$66

Average discount available for prompt cash payment at this facility.

Insurance Median

$32

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$15.08

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $15.08 (100%)

Cash / Self-Pay: $66 (438%)

Insurance Median: $32 (212%)

Cash: $66 (438% of Medicare)

Ins. Median: $32 (212% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $15.08 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 212% of the Medicare baseline (a markup of 112%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$4 - $70	27%
Cigna	$5 - $70	33%
Aetna	$12 - $70	80%
Meridian Health Plan	$12 - $32	80%
Molina Healthcare Of Illinois	$12 - $32	80%
Health Alliance	$32 - $70	212%
Humana	$32	212%
UnitedHealthcare	$32 - $75	212%
Wellcare	$32	212%
Healthlink	$70 - $75	464%
Healthsmart (Ihg)	$70	464%
Hope Trust	$70	464%
Multiplan/Phcs	$70	464%
Zelis (Hfn)	$70	464%
Sagamore	$72	477%
Corvel	$79	524%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $66.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82607.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Ferrell Hospital Community Foundations is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82607.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.