CMS Price Transparency Data

New patient office visit (30-44 min)

Facility: Wabash General Hospital 1

Billing Code: 99203 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 99203
Insurance Median: $123
Cash Discount Price: $153
vs. Medicare Baseline: 1.05x Medicare

The contracted insurance negotiated median rate for a New patient office visit (30-44 min) at Wabash General Hospital 1 is $123. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $153. Compared to the federal Medicare reimbursement reference rate of $117.57, this hospital’s rate is 1.05x the Medicare baseline. Located in 1418 College Drive, Mount Carmel, IL.

Cash / Self-Pay

$153

Average discount available for prompt cash payment at this facility.

Insurance Median

$123

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$117.57

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $117.57 (100%)

Cash / Self-Pay: $153 (130%)

Insurance Median: $123 (105%)

Cash: $153 (130% of Medicare)

Ins. Median: $123 (105% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $117.57 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$45 - $204	38%
UnitedHealthcare	$48 - $204	41%
Health Alliance Mcr Adv - All Plans	$49 - $208	42%
Aetna	$101 - $131	86%
Healthlink Hmo	$107 - $108	91%
Cigna	$115	98%
Encore Combined Ip/Op Only	$115	98%
Hope Trust - All Plans	$115	98%
Healthlink Ppo - All Other Plans	$122 - $123	104%
Phcs - All Plans	$122 - $123	104%
Health Smart - All Plans	$130 - $131	111%
Hfn - All Plans	$130 - $131	111%
Multiplan - All Plans	$130 - $131	111%
Siho Network - All Plans	$130 - $131	111%
Encore Health Network Ip/Op Only - All Other Plans	$138	117%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $153.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 99203.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Wabash General Hospital 1 is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 99203.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.