CMS Price Transparency Data

Blood antibody screen

Facility: St Francis Hospital

Billing Code: 86850 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 86850
Insurance Median: $92
Cash Discount Price: $83
vs. Medicare Baseline: 1.73x Medicare

The contracted insurance negotiated median rate for a Blood antibody screen at St Francis Hospital is $92. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $83. Compared to the federal Medicare reimbursement reference rate of $53.24, this hospital’s rate is 1.73x the Medicare baseline. Located in 1215 Franciscan Dr, Litchfield, IL.

Cash / Self-Pay

$83

Average discount available for prompt cash payment at this facility.

Insurance Median

$92

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$53.24

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $53.24 (100%)

Cash / Self-Pay: $83 (156%)

Insurance Median: $92 (173%)

Cash: $83 (156% of Medicare)

Ins. Median: $92 (173% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $53.24 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Wexford	$4	8%
Meridian Health Plan	$5	9%
Molina Healthcare	$5 - $25	9%
Humana	$24	45%
Blue Cross Blue Shield	$24 - $26	45%
Clear Spring Health of Illinois	$24	45%
Aetna	$25 - $81	47%
UnitedHealthcare	$25 - $115	47%
Amish Community	$32	60%
Celtic Insurance Company	$58	109%
Claim Doc	$60	113%
Hopetrust	$66	124%
Wellfirst	$74	139%
First Health	$85	160%
Cigna	$92	173%
Caterpillar, Inc.	$92	173%
Current Health Solutions	$97	182%
Healthlink	$98	184%
Consociate Group	$98	184%
Multiplan/Phcs	$98	184%
Healthcare Finest Network (Hfn)	$104	195%
Provider Network of America	$104	195%
Health Alliance Medical Plans	$115	216%
Interplan	$115	216%
Illinois Breast and Cervical Cancer Program	$115	216%
Live360	$115	216%
Healthscope	$115	216%
Naphcare	$115	216%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $83.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 86850.

Insurance In-Network Protection Plan

Contact your insurance company to confirm St Francis Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 86850.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.