CMS Price Transparency Data

Blood test, ferritin (iron stores)

Facility: Jacksonville Memorial Hospital

Billing Code: 82728 (CPT)

Factual Cost Summary (Answer Capsule)

CPT Billing Code: 82728
Insurance Median: $199
Cash Discount Price: $321
vs. Medicare Baseline: 14.60x Medicare

The contracted insurance negotiated median rate for a Blood test, ferritin (iron stores) at Jacksonville Memorial Hospital is $199. If you are paying out-of-pocket or uninsured, the self-pay cash discount rate is $321. Compared to the federal Medicare reimbursement reference rate of $13.63, this hospital’s rate is 14.60x the Medicare baseline. Located in 1600 W Walnut St, Jacksonville, IL.

Cash / Self-Pay

$321

Average discount available for prompt cash payment at this facility.

Insurance Median

$199

Median negotiated contract rate across all mapped commercial carriers.

Medicare Reference Rate

$13.63

Standard federal government reimbursement rate for this code.

Visual Cost Comparison vs. Medicare

Medicare Reference Baseline: $13.63 (100%)

Cash / Self-Pay: $321 (2355%)

Insurance Median: $199 (1460%)

Cash: $321 (2355% of Medicare)

Ins. Median: $199 (1460% of Medicare)

Understanding this gauge: We use the federal Medicare rate of $13.63 as the cost baseline. Rates below the baseline represent excellent value. In-network commercial rates commonly hover around 150% - 250% of Medicare, while rates exceeding 300% are elevated. Hover over the green and blue markers to view detailed calculations.

Elevated Commercial Rate Alert (Value-Gap)

The negotiated rate at this facility is 1460% of the Medicare baseline (a markup of 1360%). Patients with high-deductible plans or out-of-network benefits may face excessive out-of-pocket costs.

Consult Patient Advocate

Out-of-Pocket Cost Estimator

Estimate whether it is more economical to use your insurance or pay the upfront self-pay cash rate.

Billing Status

Remaining Deductible ($)

Your Coinsurance Rate (%)

Input your details and click calculate to compare out-of-pocket costs.

Commercial Insurance Negotiated Rates

Negotiated contract ranges established by major commercial carriers at this facility.

Carrier / Plan Group	Contract Rate Range	vs. Medicare Reference
Blue Cross Blue Shield	$13 - $331	95%
Coventry	$13 - $52	95%
Health Alliance	$13 - $225	95%
Humana	$13 - $282	95%
Medicare (plans)	$13 - $52	95%
Tricare	$13 - $60	95%
UnitedHealthcare	$14 - $238	103%
Medicaid / KanCare	$19	139%
Molina Healthcare	$19	139%
Corvel/Corcare	$56 - $57	411%
Illinois Workers Compensation	$62 - $122	455%
Commercial Workers Compensation	$116	851%
Health Alliance Mh Employee Plan	$143 - $152	1049%
Current Health Network	$171 - $248	1255%
6 Degrees Health	$187 - $199	1372%
Hope Trust	$187 - $199	1372%
Hst	$187 - $199	1372%
Cigna	$216 - $229	1585%
Aetna	$217 - $265	1592%
Healthlink	$264 - $281	1937%
Phcs/Multiplan	$280 - $298	2054%
Hfn	$295 - $314	2164%
Liability	$311 - $331	2282%

Self-Pay Upfront Cash Action Plan

Request a "Self-Pay classification" with the billing desk before receiving care.
Ask for a written "Prompt-Pay Discount" agreement quoting the price of $321.
Request and sign a "Waiver of Insurance Submission" to prevent automatic billing.
Verify CPT Code matches exactly: 82728.

Insurance In-Network Protection Plan

Contact your insurance company to confirm Jacksonville Memorial Hospital is fully in-network.
Ask your insurer if "Prior Authorization" is required for CPT code 82728.
Confirm the specific physician or imaging center is also in-network (not just the hospital building).
Audit your Explanation of Benefits (EOB) against the final itemized hospital invoice.